Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

515 Shipyard Ct, Swansboro, NC 28584

House Description

Experience comfort, style, and convenience in this beautifully landscaped 4 bedroom, 2 bath home set on 0.87 acres. The desirable split floor plan features a spacious first floor master suite - your own peaceful escape with a Bluetooth enabled spa complete with, tile and marble walk in shower, and relaxing garden tub. The home includes deluxe tray ceilings, ceiling fans throughout, and an open modern kitchen that flows directly to a charming, screened porch. Step outside to enjoy the private hot tub, perfect for unwinding after a long day. Built in Polk Audio speakers and connections enhance your entertainment experience, while abundant storage and large closets ensure everything has its place. Beautiful landscaping surrounds the home, offering a peaceful outdoor setting. Ideally located close to schools, shopping, beaches, Hammocks Beach State Park, and Camp Lejeune base entrances, this property blends tranquility with everyday convenience. Book your showing today. Seller is Offering a $5,000 Paint allowance at closing.

Highlights

Listed by Rebecca Hieter , 336-414-3480 Great Moves Realty , 910-333-8387. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.87

HOA Fee

420 Annually

Year Built

2018

County

Onslow

Neighborhood

Shipwright Pointe

School District

Onslow

Listing ID

100584075

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Electric Oven, Electric Cooktop, Washer, Refrigerator, Ice Maker, Dryer, Dishwasher, Electric Range

Air Cond:Zoned,Heat Pump

Fireplaces:

Floor:LVT/LVP,Carpet,Ceramic Tile

Other:Sound System,Master Downstairs,Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Entrance Foyer,Ceiling Fan(s),Hot Tub,Walk-in Shower,Blinds/Shades,Built-in Features,Eat-in Kitchen,Smart Thermostat,Walk-In Closet(s)

Other:Public

Exterior Features

Lot:Cul-De-Sac,Cleared,Irregular Lot,Landscaped,Fencing: Privacy,Fencing: Back Yard,Fencing: Wood,Fencing: Fenced

Lot Dimensions:219x98x161x116x209x4

Garage Capacity:2

Zoning:R-20Sf

Roof:Shingle

Others:Garden

Parking Features:Garage Faces Front,Attached,Concrete,Garage Door Opener,Off Street,On Site,Paved,Garage,Has Garage

Payment Calculator

Payment Breakdown

Principal Interest

$2,654

Taxes

$328

HOA

$420

Home Price

$515,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$103,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,653.90

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,653.90	$328.31	$420.00	$3,402.21
Yearly	$31,846.81	$3,939.75	$5,040.00	$40,826.56
Total	$955,404.37	$118,192.50	$151,200.00	$1,224,796.87