Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

161 Long Pond Loop, Swansboro, NC 28584

House Description

Coastal cottage living just minutes from Emerald Isle beaches! Don't miss your opportunity to own one of the last available homes at The Cabins at Old Horse in Swansboro, NC. These quality stick-built, 2-bedroom homes offer approximately 800 square feet of thoughtfully designed, low-maintenance living, ideal as a primary residence, vacation getaway, or investment property. This home features several desirable upgrades, including a tiled walk-in shower, shiplap ceiling, upgraded luxury vinyl plank flooring, and a concrete driveway and walkway. Enjoy a unique coastal lifestyle with community amenities that include a private boat ramp, boat and RV storage, dog park, community garden, and gathering area. HOA dues cover lawn maintenance, water, trash service, and internet for added convenience. Located near boating, fishing, waterfront dining, historic downtown Swansboro, and the beautiful Crystal Coast beaches, this home offers the perfect blend of comfort, convenience, and coastal charm. Photos shown are of a similar model home. Finishes and features may vary.

Highlights

Listed by Vanessa Justice , 252-503-9313 Justice Realty Group , 910-325-7888. Hive MLS mls logo

Property Type

Condo/Townhome

HOA Fee

1500 Annually

Year Built

2026

County

Carteret

Neighborhood

Cabins at Old Horse

Listing ID

100583454

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:2
▪ Bathrooms:1
▪ Full Bathrooms:1

Appliances:Built-In Microwave, Washer, Refrigerator, Range, Dryer, Dishwasher

Air Cond:Wall/Window Unit(s)

Fireplaces:

Floor:LVT/LVP

Other:Master Downstairs,Vaulted Ceiling(s),High Ceilings,Solid Surface

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,322

Taxes

$164

HOA

$1,500

Home Price

$256,600

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$51,320

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,322.31

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,322.31	$163.58	$1,500.00	$2,985.90
Yearly	$15,867.75	$1,962.99	$18,000.00	$35,830.74
Total	$476,032.55	$58,889.70	$540,000.00	$1,074,922.25