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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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106 Mesa Ln , Surf City, NC 28445
$475,000
Est. Payment: $2,447.77/mo
5 Bed
3 Bath
2407 Sqft
Status: pending | Days on site: 185
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Welcome to your dream coastal-home retreat in the beautiful town of Surf City! This 5 bedroom, 3 bath home is nestled within Waterside community. This spacious residence offers modern finishes, thoughtful design, and the perfect blend of comfort and beach-town living. A flexible floor plan: one bedroom and full bath on the main level — perfect for an office, guest suite, or in-law space — alongside an open great room and kitchen. The chef-ready kitchen boasts stainless-steel appliances, granite countertops, a large pantry, along with a breakfast-bar eating area that flows into the living space. Upstairs features include the primary suite, 3 additional bedrooms, and a loft space. Built with smart-home features: Z-Wave thermostat and lighting, video Skybell doorbell, energy-efficient windows and fixtures — making day-to-day living effortless. Positioned in the charming Surf City area near to Topsail Island, this home offers access to the beach, shopping, dining, and a laid-back coastal lifestyle. The neighborhood is newer and thoughtfully developed, giving you the benefit of modern construction along with a sense of community. This is your opportunity to live close to the beach but avoid paying flood insurance (zoned 'X')! The only question is, when will you schedule an appointment to see it in person?!

Highlights

Listed by Fletcher Bizz Baker , 910-358-4708 and Amye Marie Baker , 910-548-3399 Better Homes and Gardens Real Estate Treasure , 910-327-4444. Hive MLS mls logo

Property Type

Residential

Lot/Acreage
0.14

HOA Fee

960 Annually

Year Built

2022

County

Pender

Neighborhood

Waterside

Listing ID

100538124

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Oven, Built-In Microwave, Refrigerator, Dishwasher
Air Cond:Heat Pump
Fireplaces:
Floor:LVT/LVP,Carpet
Other:Walk-in Closet(s),High Ceilings,Entrance Foyer,Solid Surface,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Walk-In Closet(s)
Other:Public

Exterior Features

Lot:Fencing: Back Yard,Fencing: Wood
Lot Dimensions:50 x 125 x 50 x 125
Garage Capacity:2
Zoning:INCORP
Roof:Architectural Shingle
Others:Cluster Mailboxes
Parking Features:Garage Faces Front,Lighted,Off Street,Paved,Has Garage
Principal Interest
$2,448
Taxes
$303
HOA
$960

Home Price

$475,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$95,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,447.77

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,447.77 $302.81 $960.00 $3,710.59
Yearly $29,373.27 $3,633.75 $11,520.00 $44,527.02
Total $881,198.20 $109,012.50 $345,600.00 $1,335,810.70

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Surf City, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Hive MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-02T01:59:34.000Z

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