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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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221 Lazy Day Dr , Surf City, NC 28445
$600,000
Est. Payment: $3,091.92/mo
3 Bed
3 Bath
1322 Sqft
Status: active | Days on site: 49
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Coastal access, a pool just outside your door, and a fully furnished setup make this Surf City townhome an easy choice for enjoying life by the water. Located in Turtle Cove, this 3 bedroom, 3 bathroom townhome offers dedicated beach access and an outdoor shower for rinsing off after time on the sand. The community pool sits right outside the front door, creating a convenient extension of the living space. Covered parking underneath accommodates two vehicles. Inside, the home is updated and well-appointed with luxury vinyl plank flooring throughout the main living areas and bedrooms, while tile is used in the kitchen, bathrooms, and first-floor landing. The first level includes the primary and second bedrooms, each with an ensuite bathroom, along with a laundry closet. The primary suite also features access to a covered balcony with distant sound views. Upstairs, the main living area includes the living room, kitchen, dining space, third bedroom, and an additional full bathroom, providing separation between living and sleeping areas. Directly across the street, Kenneth D. Batts Family Park offers a boardwalk, playground, basketball court, picnic shelters, and marsh views at sunset. Shopping and dining in Surf City are also within a short walk or bike ride. The HOA covers the master and flood insurance, exterior and common area maintenance, private beach access, pool, pest control, and management--adding convenience and value. This townhome would be suitable for a primary residence, second home, or investment property. A 2.25% VA assumable loan may be available to qualified buyers.

Highlights

Listed by The Cameron Team , 910-233-2840 Coldwell Banker Sea Coast Advantage , 910-799-3435. Hive MLS mls logo

Property Type

Condo/Townhome

HOA Fee

7483.8 Annually

Year Built

2004

County

Pender

Neighborhood

Turtle Cove Townhome

Listing ID

100572215

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Built-In Microwave, Washer, Refrigerator, Dryer, Dishwasher
Air Cond:Central Air,Heat Pump
Fireplaces:
Floor:LVT/LVP,Tile
Other:Walk-in Closet(s),Entrance Foyer,Ceiling Fan(s),Pantry,Reverse Floor Plan,Walk-In Closet(s)
Other:Public

Exterior Features

Lot:Deeded Beach Access,Fencing: None,Outside City Limits
Lot Dimensions:0
Garage Capacity:0
Zoning:R5
Roof:Shingle
Others:Outdoor Shower
Parking Features:Paved
Principal Interest
$3,092
Taxes
$383
HOA
$7,484

Home Price

$600,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$120,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,091.92

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,091.92 $382.50 $7,483.80 $10,958.22
Yearly $37,103.08 $4,590.00 $89,805.60 $131,498.68
Total $1,113,092.47 $137,700.00 $2,694,168.00 $3,944,960.47

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Surf City, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Hive MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-02T01:59:34.000Z

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