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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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105 High Point Avenue A & B , Surf City, NC 28445
$849,000
Est. Payment: $4,375.07/mo
2 Bed
2 Bath
1049 Sqft
Status: active | Days on site: 32
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Perfectly positioned in the heart of Surf City's most coveted downtown stretch, known as the ''S-Curve'' and often considered Surf City's own ''Million Dollar Mile'', this extraordinary property offers a rare opportunity to own TWO beautifully appointed coastal cottages on one premier homesite, just 80 steps from beach access. Here, the lifestyle is unmatched. Park the car and leave it behind...you can truly walk everywhere! From local restaurants, shopping, coffee shops, nightlife, and entertainment to the pristine sandy beaches of Surf City, everything you need is just moments away. This is coastal living at its absolute finest! Thoughtfully designed with luxury, comfort, and durability in mind, both cottages showcase exceptional craftsmanship and upscale finishes throughout. The exterior features include durable Hardie Board siding, Trex decking, custom landscaping with cement pavers and mature palm trees, vented storm doors, recessed soffit lighting, gutters, digital locks, vapor barrier protection, and a 50-amp service ready for your future EV charger installation. Each cottage also enjoys its own private outdoor shower and water softener system, perfect for effortless beach living. The main cottage exudes elevated coastal elegance with custom wainscoting, shiplap accents, recessed lighting, top-down bottom-up custom blinds, COREtec Lanier Hickory luxury vinyl plank flooring, and moisture-resistant Gold Bond drywall. Comfort is maximized with a 3-zone Mitsubishi mini-split HVAC system and a Stiebel Eltron tankless water heater. The kitchen was designed to impress, featuring quartz countertops, a tile backsplash, soft-close cabinetry, an ultra-deep single basin sink, stainless steel appliances, a premium Hauslane range hood, and a stunning butler's pantry complete with custom built-ins. Additional upgrades continue throughout the home, including custom closet shelving, updated bathrooms with tile flooring, ceiling-height tiled showers, pocket doors, and beautifully curated finishes at every turn. A ''Clearly Filtered'' 3-stage water filtration system further enhances the home's luxury appeal. The charming second cottage, affectionately known as the ''Itty Bitty'', offers its own stylish and private retreat with shiplap walls, recessed lighting, luxury vinyl plank flooring, new windows, added closet space, Mitsubishi mini-split HVAC, Rinnai tankless water heater, quartz countertops, stainless steel range hood, and a beautiful exterior blend of shake accents and Hardie Board siding. Whether you're seeking a luxury coastal residence, multigenerational retreat, income-producing opportunity, owner-occupied investment, or the ultimate beach getaway, this one-of-a-kind Surf City property delivers an unparalleled combination of location, craftsmanship, and lifestyle that is rarely available.

Highlights

Listed by Katie Kosma , 910-546-6650 Coldwell Banker Sea Coast Advantage , 910-327-2441. Hive MLS mls logo

Property Type

Residential

Lot/Acreage
0.12

Year Built

1956

County

Pender

Neighborhood

Topsail Cove

Listing ID

100576050

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Vented Exhaust Fan, Electric Oven, Water Softener, Dishwasher, Tankless Water Heater, Water Purifier
Floor:LVT/LVP,Tile
Other:Walk-in Shower,Blinds/Shades,Built-in Features,See Remarks
Other:Public

Exterior Features

Lot:Ocean Side,Fencing: None
Lot Dimensions:49x101x51x101
Garage Capacity:0
Zoning:INCORP
Roof:Flat
Others:Outdoor Shower,Storm Doors
Parking Features:Gravel,On Site
Principal Interest
$4,375
Taxes
$541

Home Price

$849,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$169,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,375.07

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,375.07 $541.24 $0.00 $4,916.31
Yearly $52,500.86 $6,494.85 $0.00 $58,995.71
Total $1,575,025.84 $194,845.50 $0.00 $1,769,871.34

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Surf City, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Hive MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-02T01:59:34.000Z

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