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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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127 S Boca Bay Lane A , Surf City, NC 28445
$829,000
Est. Payment: $4,272.01/mo
4 Bed
3 Bath
2204 Sqft
Status: active | Days on site: 239
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Where coastal beauty and everyday living come together, this exceptional waterfront home offers panoramic Intracoastal Waterway, marsh, sound, and partial ocean views from four expansive decks designed to capture the best of life on Topsail Island. Enjoy watching boats travel the Intracoastal Waterway while taking in coastal breezes, the distant sound of the surf, and the ever-changing colors of the coastal sky--all from the comfort of home. Just moments from the beach on a quiet, non-through street, this is a place where every day feels like a getaway. Located within a community intentionally reserved for homeowners and second-home residents, rentals of less than six months are not permitted, creating a quieter neighborhood where lasting friendships replace weekly turnover. Launch your kayak or paddleboard from the neighborhood to explore the scenic marsh and sound, with the Intracoastal Waterway just beyond. Enjoy a day at the beach before returning home to relax by the community pool and clubhouse. Thoughtfully designed for comfortable coastal living, the home features an elevator, outdoor shower, and ample storage throughout, including generous closets, attic storage, and two exterior storage rooms. While designated as a townhouse, the thoughtful design offers the privacy, layout, and feel of a detached coastal home, with the neighboring residence connected only by the exterior storage roof--no shared living walls--providing both privacy and the convenience of low-maintenance living.

Highlights

Listed by Leigh Sunshine , 214-542-0220 Wicker Properties of the Carolinas, Inc. , 910-686-5588. Hive MLS mls logo

Property Type

Condo/Townhome

Lot/Acreage
0.3

HOA Fee

1152 Annually

Year Built

2021

County

Pender

Neighborhood

Boca Bay

Listing ID

100540688

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Gas Oven, Gas Cooktop, Built-In Microwave, Refrigerator, Ice Maker, Disposal, Dishwasher
Air Cond:Central Air
Fireplaces:
Other:Walk-in Closet(s),High Ceilings,Elevator,Ceiling Fan(s),Pantry,Reverse Floor Plan,Blinds/Shades,Walk-In Closet(s)
Other:Public

Exterior Features

Lot:Salt Marsh,Sound Side,Water Access Comm,Fencing: None
Lot Dimensions:Irregular
Garage Capacity:0
Zoning:R5
Roof:Architectural Shingle
Others:Shutters - Functional,Outdoor Shower,Irrigation System
Parking Features:Additional Parking
Principal Interest
$4,272
Taxes
$528
HOA
$1,152

Home Price

$829,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$165,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,272.01

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,272.01 $528.49 $1,152.00 $5,952.50
Yearly $51,264.09 $6,341.85 $13,824.00 $71,429.94
Total $1,537,922.76 $190,255.50 $414,720.00 $2,142,898.26

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Surf City, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Hive MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-02T01:59:34.000Z

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