Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

58 N Ridge, Surf City, NC 28445

House Description

Solid home with amazing value in a great location - only a 3 minute walk to the beach in this unique interior/ maritime forest neighborhood. Use either of the TWO private crossovers to easily enter beach accesses 29 or 29! Park and have your cars and belongings safely tucked away in the double garage and take the fully enclosed elevator up to both floors. Enjoy sunny skies from either of the FOUR, spacious well-maintained decks to enjoy sound and sunsets views or listen to the lull of the ocean nearby. With an Open and Reverse Floor Plan, this sunny and bright 4 bedroom, 3.5 bath beach cottage boasts not only a fully enclosed elevator and double car garage, it has two spacious ensuites, ample closets for storage, fenced-in back lawn, outdoor shower, and generous parking in driveway. Furnished and comfortable as it is, yet a blank slate and intentionally neutral with the most up to date designer white used in current construction, for your very own style and design to emerge. Recently updated with smooth ceilings, granite countertops, ALL new interior paint and durable LVP flooring throughout, this home is priced well to meet the current housing market. All offers are welcome! No HOA means no neighborhood rental restrictions. Easy to view, schedule a showing today to truly see the value in this one!

Highlights

Listed by Kym C Harrelson-Pattishall , 910-538-3252 RE/MAX Executive , 910-218-2000. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.11

Year Built

2003

County

Pender

Neighborhood

Sandy Ridge

Listing ID

100574008

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Air Cond:Central Air,Ceiling Fan(s)

Fireplaces:

Other:Walk-in Closet(s),Vaulted Ceiling(s),Entrance Foyer,Kitchen Island,Ceiling Fan(s),Elevator,Furnished,Reverse Floor Plan,Blinds/Shades,Eat-in Kitchen,Walk-In Closet(s)

Payment Calculator

Payment Breakdown

Principal Interest

$3,808

Taxes

$471

Home Price

$739,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$147,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,808.22

Principal

Taxes