Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1617 S Shore Dr, Surf City, NC 28445

House Description

This stunning 2024-built 8-bedroom, 5-bathroom beach home sits in a prime second-row location in Surf City, with public beach access just steps away. Fully furnished and immediately rental-ready, the property offers approximately 4,400 square feet of modern coastal luxury that comfortably sleeps 24 guests. Thoughtfully designed for high-performing short-term rentals, it features a private elevator, multiple expansive Trex decks including a brand-new ground-floor deck with hot tub and stairs added in March 2026, energy-efficient Bosch 18 SEER app-controlled zoned HVAC, two 50-gallon water heaters, and a spacious primary suite with luxury finishes. Unfinished top-floor rooms provide sweeping ocean and sound views, presenting excellent potential for future expansion or an entertainment area to boost rental income even further. Already professionally managed by Carolina Retreats with existing 2026 summer bookings secured, this turnkey property is located in Flood Zone X -- eliminating the need for flood insurance. Built with durable Hardie board siding for low maintenance and boasting a large backyard ideal for a future pool, this exceptional Surf City beach house delivers proven rental performance and strong investment potential in one of Surf City's most desirable coastal locations.

Highlights

Listed by Team KBT Realty , 910-679-6577 and Glen P Thompson , 732-407-3540 Keller Williams Innovate-KBT , 910-679-6577. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.15

Year Built

2024

County

Pender

Neighborhood

Sandy Ridge

Listing ID

100561977

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:8
▪ Bathrooms:5
▪ Full Bathrooms:5

Appliances:Vented Exhaust Fan, Electric Cooktop, Built-In Microwave, Washer, Refrigerator, Ice Maker, Dryer, Disposal, Dishwasher, Convection Oven

Air Cond:Central Air

Fireplaces:

Floor:LVT/LVP

Other:Walk-in Closet(s),High Ceilings,Solid Surface,Kitchen Island,Elevator,Furnished,Pantry,Walk-in Shower,Blinds/Shades,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$9,791

Taxes

$1,211

Home Price

$1,900,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$380,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$9,791.09

Principal

Taxes

	Principal	Taxes	HOA	Total
Monthly	$9,791.09	$1,211.25	$0.00	$11,002.34
Yearly	$117,493.09	$14,535.00	$0.00	$132,028.09
Total	$3,524,792.81	$436,050.00	$0.00	$3,960,842.81