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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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21 S Oak Dr , Surf City, NC 28445
$818,900
Est. Payment: $4,219.96/mo
3 Bed
3 Bath
1724 Sqft
Status: active | Days on site: 14
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Welcome to the serene community of Pleasant Cove where there is no HOA! This 3 bed, 2 1/2 bath on a corner lot with a top floor view of the sound is a rare find in this community. In this reverse floorplan home, the upper floor is the definition of an open concept with a large living area, large dining area, and large kitchen. The kitchen was remodeled in 2024 from top to bottom with new cabinetry, quartz counter tops and new appliances. Even the upper level half bath is large and remodeled. Storage is no issue as all bed rooms have nice sized closets with two being walk-ins. The primary bedroom bath has double sinks and the laundry closet. Beach friendly flooring with bamboo floors in living areas and ceramic tile in wet areas. Love the outdoors? Find a nice place to relax on one of the three decks. Just one road over on Sand Ct. there is a community walkway/shortcut that leads to a public beach access. Under the house are two carport areas and a 15 x 6 storage area for tools and/or those beach toys. The rear yard has trees while the front is mostly grassy with an irrigation system to keep things green. Ample parking for friends and family is found in the driveway with a pervious surface. In 2025 the owners' added a one stop (upper floor) exterior lift to help get those groceries in the home. This home is well suited as a primary residence, second home retreat or rental.

Highlights

Listed by Terrie Hardy , 919-802-0685 Wicker Properties of the Carolinas, Inc. , 910-686-5588. Hive MLS mls logo

Property Type

Residential

Lot/Acreage
0.14

Year Built

1996

County

Pender

Neighborhood

Pleasant Cove

Listing ID

100590074

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Built-In Microwave, Washer, Refrigerator, Ice Maker, Dryer, Dishwasher, Electric Range
Air Cond:Central Air,Ceiling Fan(s),Heat Pump
Fireplaces:
Floor:Bamboo,Tile
Other:Master Downstairs,Walk-in Closet(s),Entrance Foyer,Solid Surface,Ceiling Fan(s),Reverse Floor Plan,Blinds/Shades,Smart Thermostat,Walk-In Closet(s)
Other:Public

Exterior Features

Lot:Corner Lot,Sprinklers in Front,Fencing: None
Lot Dimensions:96 x 50 x 75 x 70
Garage Capacity:0
Zoning:INCORP
Roof:Architectural Shingle
Others:Outdoor Shower,Irrigation System
Parking Features:Paved,Underhouse
Principal Interest
$4,220
Taxes
$522

Home Price

$818,900

Loan Details

30 yrs
6.683%

Down Payment

20%
$163,780
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,219.96

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,219.96 $522.05 $0.00 $4,742.01
Yearly $50,639.52 $6,264.59 $0.00 $56,904.11
Total $1,519,185.70 $187,937.55 $0.00 $1,707,123.25

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Surf City, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Hive MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-01T19:50:55.000Z

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