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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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204 N Boca Bay Lane B , Surf City, NC 28445
$869,000
Est. Payment: $4,478.14/mo
4 Bed
4 Bath
2584 Sqft
Status: active | Days on site: 90
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Located on a cul-de-sac tucked away on the intracoastal side, come see this beautifully upgraded 4-bedroom, 4-bath townhome, ideally located just moments from public beach access and everything that Surf City has to offer. Enjoy peaceful marsh views from multiple vantage points and listen to the ocean while sipping your morning coffee or evening beverage on the screened porch. This home has been meticulously cared for and boasts a functional floor plan, enhanced by a private elevator servicing every level. Inside, the home has been improved with durable engineered luxury vinyl plank flooring throughout, along with added insulation in both the walls and attic for increased efficiency. The kitchen is well-appointed with granite countertops a double oven, updated appliances, and a pantry. The living area offers a cozy focal point with a gas log fireplace and a newly installed mantel, while opening seamlessly to the screened porch overlooking the marsh. The primary suite is designed as a private retreat, featuring its own sitting area, a porch with water views, and a spacious bathroom complete with a garden tub and separate shower. Plantation shutters are featured throughout most of the home, and custom barn doors add character in select areas. One of the guest bedrooms has been outfitted as a gorgeous home office with extensive built-in shelving and Ethernet access-ideal for remote work or flexible use. Outdoor spaces are equally impressive, upgraded with low-maintenance Trex decking, tongue-and-groove ceilings, and a convenient outdoor shower equipped with a dog-washing attachment! The sunset views are absolutely stunning. Additional exterior features include a kayak storage rack and ample storage options, including a ground-level closet with shelving and under-stair space. There is mature landscaping with rare plants and an environmentally conscious drainage system that directs water back toward the marsh. Unique details set this property apart, including a decorative walkway between units that has been thoughtfully crafted with Megalodon shark teeth and whale bone. Residents also enjoy access to community amenities including a pool and clubhouse to complete the coastal lifestyle experience. Seller has been approved through insurance for a brand new fortified roof! There is a transferrable termite bond, home water softener, and an active flood insurance policy currently priced at $1,201 annually. For information about our preferred lender and the incentive you may qualify for, please ask your agent to review the agent comments for additional details.

Highlights

Listed by Taylor R Reed , 302-632-4675 Coldwell Banker Sea Coast Advantage-Hampstead , 910-270-8880. Hive MLS mls logo

Property Type

Condo/Townhome

Lot/Acreage
0.17

HOA Fee

1740 Annually

Year Built

2007

County

Pender

Neighborhood

Palms At Boca Bay

Listing ID

100566136

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Built-In Microwave, Water Softener, Washer, Dryer, Double Oven, Dishwasher, Cooktop
Air Cond:Central Air,Heat Pump,Multi Units
Fireplaces:Gas Log
Floor:LVT/LVP,Carpet,Tile
Other:Walk-in Closet(s),High Ceilings,Entrance Foyer,Bookcases,Elevator,Ceiling Fan(s),Pantry,Blinds/Shades,Gas Log,Walk-In Closet(s)

Exterior Features

Lot:Cul-De-Sac,Deeded Water Rights,Deeded Waterfront,Salt Marsh,Sound Side,Landscaped,Fencing: None
Lot Dimensions:38 x 189 x 38 x 190
Garage Capacity:0
Zoning:INCORP
Roof:Architectural Shingle
Others:Outdoor Shower
Parking Features:On Site,Paved,Underhouse
Principal Interest
$4,478
Taxes
$554
HOA
$1,740

Home Price

$869,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$173,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,478.14

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,478.14 $553.99 $1,740.00 $6,772.12
Yearly $53,737.63 $6,647.85 $20,880.00 $81,265.48
Total $1,612,128.92 $199,435.50 $626,400.00 $2,437,964.42

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Surf City, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Hive MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-02T01:59:34.000Z

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