Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

9105 W 9th St, Surf City, NC 28445

House Description

Boater's dream in Surf City with private boat ramp! This turnkey 3 bedroom, 2 full bath, canal front home is fully equipped for year round living on the water, a vacation home or as an investment property. Featuring a boat lift, jet ski floater, 4 pilings for an additional lift and a private boat ramp, you'll have unmatched convenience with direct access from your backyard. Bring your boat or jet skis and create the ultimate summer experience right at home. The home has been professionally cleaned and freshly painted, offering a move-in or rental-ready opportunity. Unwind on the updated sun deck overlooking the water with beautiful sunset views. Recent exterior upgrades include a brand new seawall, a freshly sodded backyard, and new palm trees, creating a clean, low-maintenance coastal setting. An outdoor shower hookup adds the perfect finishing touch after long days on the water. Located just minutes from the ocean, dining, and everything Surf City has to offer, this is a rare opportunity to own a fully turnkey waterfront property with a private boat ramp on the highly sought after canals of Surf City. Rental projections available.

Highlights

Listed by Taylor R Reed , 302-632-4675 Coldwell Banker Sea Coast Advantage-Hampstead , 910-270-8880. Hive MLS mls logo

Property Type

Manufactured Home

Lot/Acreage

0.27

Year Built

1987

County

Onslow

Neighborhood

Old Settlers Beach

School District

Onslow

Listing ID

100561406

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Electric Oven, Built-In Microwave, Refrigerator

Air Cond:Central Air

Fireplaces:

Floor:LVT/LVP

Other:Sound System,Ceiling Fan(s),Furnished,Walk-in Shower,Blinds/Shades,Eat-in Kitchen

Payment Calculator

Payment Breakdown

Principal Interest

$3,963

Taxes

$490

Home Price

$769,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$153,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,962.82

Principal

Taxes