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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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8014 8th St , Surf City, NC 28445
$698,000
Est. Payment: $3,596.94/mo
4 Bed
3 Bath
1784 Sqft
Status: active | Days on site: 254
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

NO HOA!!! Motivated Seller! Coastal Living at Its Finest - Canal Beauty Just One Block from the Beach! Welcome to 8th Street, where the serene charm of canal life meets the vibrant energy of Topsail Island's Surf City! This stunning 4-bedroom, 3-bathroom coastal retreat offers the perfect blend of luxury, location, and lifestyle. Step inside this reverse floor plan home and head to the top floor where you'll find a spacious, light-filled living area and kitchen, perfectly positioned to capture gorgeous views of the ocean, canal, and Intracoastal Waterway. The primary suite, also on the top level, boasts its own private balcony, offering a front-row seat to breathtaking sunsets—and even Fourth of July fireworks from the upper deck! This home is built for both comfort and entertaining. Enjoy four expansive balconies—two oversized on the front of the home, and two private off the bedrooms in the back. Two of the bedrooms are oversized en-suites, making this layout ideal for multi-generational living or high-end vacation rental appeal. Outdoor living shines here with a custom-built bar, a full shell patio under the home, and a shed for extra storage (plus a second plastic shed for your beach gear). With parking for up to ten vehicles—three under covered areas—there's room for everyone. This property was lovingly maintained as a primary residence but has excellent rental potential for those seeking investment opportunities in the high-demand Surf City market. Enjoy peace of mind with a generator hookup, and take in the laid-back coastal lifestyle with walkable beach access just one block away. Whether you're looking for a full-time home, vacation getaway, or investment property—this canal front gem checks all the boxes!

Highlights

Listed by Gwen M Hydzik , 910-741-6612 Keller Williams Innovate-Wilmington , 910-777-2200. Hive MLS mls logo

Property Type

Residential

Lot/Acreage
0.15

Year Built

2005

County

Onslow

Neighborhood

Old Settlers Beach

School District

Onslow

Listing ID

100536621

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Refrigerator, Dishwasher
Air Cond:Central Air
Fireplaces:
Floor:LVT/LVP,Carpet,Tile
Other:Entrance Foyer,Generator Plug,Ceiling Fan(s),Reverse Floor Plan,Blinds/Shades

Exterior Features

Lot:Boat Ramp,Deeded Beach Access,Fencing: None
Lot Dimensions:51 x 122 x 52 x 122
Garage Capacity:0
Zoning:MHS
Roof:Architectural Shingle
Others:Outdoor Shower
Parking Features:Covered,Gravel,Concrete,On Site
Principal Interest
$3,597
Taxes
$445

Home Price

$698,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$139,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,596.94

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,596.94 $444.97 $0.00 $4,041.91
Yearly $43,163.25 $5,339.70 $0.00 $48,502.95
Total $1,294,897.57 $160,191.00 $0.00 $1,455,088.57

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Surf City, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Hive MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-01T21:50:36.000Z

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