Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

3011 3rd St, Surf City, NC 28445

House Description

Discover coastal living at its best in this gorgeous 5-bedroom, 3-bath home in the heart of Surf City--just a short stroll to the beach. Offering 3,169 sq ft of bright, open living space, this home is filled with natural light from expansive windows, including three clear-view windows and beautiful transom accents that make every room feel airy and inviting. The dream kitchen steals the show with its galley sink, large island, and plenty of workspace--truly a fantasy setup for anyone who loves to cook or entertain. The luxury continues into the primary suite, featuring a spa-like bath with a freestanding soaking tub and a ceramic-tile walk-in shower. With five spacious bedrooms, this home is ideal for large families, multigenerational living, or anyone looking for a strong rental or vacation investment property. A single-car garage adds convenience, and the location makes every day feel like a beach getaway. Whether you're searching for a full-time residence, a rental opportunity, or the perfect beach escape--this Surf City gem checks every box. Home has great Airbnb history!

Highlights

Listed by Robin E Mills , 910-512-9784 Coldwell Banker Sea Coast Advantage-Leland , 910-371-1181. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.15

Year Built

2022

County

Onslow

Neighborhood

Old Settlers Beach

School District

Onslow

Listing ID

100542826

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:5
▪ Bathrooms:3
▪ Full Bathrooms:3

Appliances:Electric Oven, Washer, Refrigerator, Dryer, Dishwasher

Air Cond:Central Air

Fireplaces:

Floor:LVT/LVP,Carpet

Other:Walk-in Closet(s),High Ceilings,Kitchen Island,Ceiling Fan(s),Furnished,Pantry,Walk-in Shower,Blinds/Shades,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$6,519

Taxes

$806

Home Price

$1,265,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$253,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$6,518.81

Principal

Taxes