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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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1041 1st St , Surf City, NC 28445
$1,089,900
Est. Payment: $5,616.48/mo
3 Bed
2 Bath
2288 Sqft
Status: active | Days on site: 32
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

--Beautifully Updated-- canal-front home -- deep water access--stunning water views, --private boat dock. Whether you enjoy cruising the Intracoastal Waterway, fishing, or simply relaxing by the water, this property is designed for making lasting memories. --The spacious open floor plan creates the perfect gathering place for family and friends, with the living area flowing onto a covered waterfront deck-- unwind and watch the boats pass by-- The well-appointed kitchen features-- granite countertops and plenty of space for entertaining.--The main living area offers 3 bedrooms& 2 baths, while the ground-level apartment has 1 bedroom &flex space being used as a bedroom, full kitchen and bath.( 773 extra sq ft, not included in primary sq footage) Use it to maximize rental income, accommodate guests, or keep the lower level for your own private retreat while renting the upper level.--Outside, enjoy a beautifully landscaped backyard, a bulkheaded waterfront, and both covered and uncovered docking areas at your private boat dock. The deep-water canal provides direct access to the Intracoastal Waterway, making this a dream property for boating enthusiasts. Additional features include: • Deep-water canal frontage • Private boat dock with covered and uncovered area • Direct access to the Intracoastal Waterway • Spacious open-concept floor plan • Covered waterfront deck with beautiful water views • Granite countertops • Ground-level apartment with, 1 bedroom/ large flex space, full kitchen and bath • Landscaped backyard • Outdoor storage area for beach and boating gear • Excellent rental potential • Convenient location near restaurants, shopping, and local attractions • Short stroll to beach access

Highlights

Listed by Glynda Bradshaw , 910-548-3312 Ward Realty Corp , 910-328-3221. Hive MLS mls logo

Property Type

Residential

Lot/Acreage
0.15

Year Built

1993

County

Onslow

Neighborhood

Old Settlers Beach

School District

Onslow

Listing ID

100583279

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Built-In Microwave, Refrigerator, Electric Range
Air Cond:Heat Pump
Fireplaces:
Other:Ceiling Fan(s),Furnished

Exterior Features

Lot:Boat Dock,Bulkhead,Water Depth 4+,Canal Front,Fencing: None
Lot Dimensions:55 x 120
Garage Capacity:0
Zoning:MHS
Roof:Metal
Parking Features:Gravel
Principal Interest
$5,616
Taxes
$695

Home Price

$1,089,900

Loan Details

30 yrs
6.683%

Down Payment

20%
$217,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,616.48

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,616.48 $694.81 $0.00 $6,311.29
Yearly $67,397.75 $8,337.74 $0.00 $75,735.48
Total $2,021,932.47 $250,132.05 $0.00 $2,272,064.52

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Surf City, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Hive MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-01T17:48:09.000Z

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