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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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822 S Topsail Drive B , Surf City, NC 28445
$1,080,000
Est. Payment: $5,565.46/mo
7 Bed
4 Bath
3321 Sqft
Status: active | Days on site: 177
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

*Profitable Short-Term Rental/Airbnb* Welcome to your fully furnished dream beach retreat in the heart of Surf City--a beautifully designed three-story coastal home that blends comfort, convenience, and style just steps from the sand and close to all the local favorites. As you arrive, you're greeted by a spacious, covered parking area--perfect for multiple vehicles, golf carts, and storing all your beach gear. Step into the drop zone entryway, where a large closet provides ample space for coats, bags, and towels. From here, a sleek residential elevator offers easy access to all levels, making beach life a breeze for everyone. Inside, the home features durable and stylish LVP flooring throughout, ideal for sandy feet and easy maintenance. The layout includes two luxurious primary bedrooms, each with en suite bathrooms, offering comfort and privacy for multiple families or guests. The top floor opens into a light-filled living space with views of both the ocean and the sound, creating a perfect balance of sunrise and sunset. A modern kitchen, open-concept dining, and a cozy living area make it an inviting spot to relax or entertain. Above it all sits the crow's nest--a versatile flex room or playroom with panoramic views of Surf City. Whether you're watching the waves roll in, turning it into a kid's hideaway, or creating a quiet workspace, this unique space adds character and function to the home. Step outside to find your shared 12' x 20' inground pool, the perfect spot to cool off after a day at the beach. An outdoor shower keeps the sand outside, while multiple balconies provide quiet nooks for ocean breezes and coastal sunsets. Best of all, you're just a short walk from the beach and within easy reach of Surf City's shops, restaurants, and local attractions, making this beach house not just a getaway--but a lifestyle.

Highlights

Listed by The Rising Tide Team , 910-256-4503 and Daphne J Rivenbark , 910-470-4694 Intracoastal Realty Corporation , 910-256-4503. Hive MLS mls logo

Property Type

Residential

Lot/Acreage
0.23

HOA Fee

3600 Annually

Year Built

2022

County

Pender

Neighborhood

Not In Subdivision

Listing ID

100552667

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:7
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Electric Oven, Built-In Microwave, Washer, Refrigerator, Dryer, Dishwasher
Air Cond:Central Air
Fireplaces:
Floor:LVT/LVP,Tile
Other:Walk-in Closet(s),Entrance Foyer,Whirlpool,Kitchen Island,Ceiling Fan(s),Elevator,Furnished,Walk-in Shower,Walk-In Closet(s)
Other:Public

Exterior Features

Lot:Fencing: Chain Link
Lot Dimensions:Irregular
Garage Capacity:0
Zoning:R10
Roof:Architectural Shingle
Others:Outdoor Shower,DP50 Windows
Parking Features:Covered,Concrete
Principal Interest
$5,565
Taxes
$689
HOA
$3,600

Home Price

$1,080,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$216,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,565.46

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,565.46 $688.50 $3,600.00 $9,853.96
Yearly $66,785.55 $8,262.00 $43,200.00 $118,247.55
Total $2,003,566.44 $247,860.00 $1,296,000.00 $3,547,426.44

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Surf City, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Hive MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-02T01:59:34.000Z

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