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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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1004 N Shore Dr , Surf City, NC 28445
$1,199,990
Est. Payment: $6,183.80/mo
4 Bed
3 Bath
1528 Sqft
Status: active | Days on site: 123
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Projected to generate around $80,000 in annual rental income, this oceanfront home offers a strong opportunity for both investors and buyers looking for a coastal getaway with income potential. Located in one of Surf City's most desirable areas, this 4-bedroom, 3-bath property captures sweeping views of the Atlantic and offers a spacious setting to enjoy life by the water. The interior features a coastal-inspired style with soft blue accents, neutral tones, and crown molding throughout. Numerous upgrades add to the home's appeal. Outside, large oceanfront decks provide plenty of room to enjoy, complete with a swing bed to sit back and enjoy the view. Additional outdoor features include an outdoor shower and driveway parking for up to five vehicles, with three covered spaces and two uncovered. The main entry opens to a wide L-shaped hallway that leads to three bedrooms, a full hall bath, and a conveniently located laundry area. The spacious primary bedroom on this level overlooks the ocean. Upstairs, the third floor features vaulted ceilings and a wall of windows facing the water, bringing in natural light and showcasing the ocean views. This level includes the living area, dining space with built-in banquette seating, and a kitchen equipped with stainless steel appliances. A fourth bedroom and full bathroom are also located on the street side of this level, and the decks connect for easy access around the home. The home's position among neighboring properties offers a natural buffer from coastal weather while still maintaining wide views of the beach and ocean. Situated at the end of a cul-de-sac, the location provides added privacy and open space. The property has no HOA, features an established dune line, and is located in the award-winning Topsail School District. Two new HVAC units were installed in May 2025. Whether you're searching for a profitable rental or a place to enjoy life by the ocean, your place at the beach is waiting.

Highlights

Listed by Tidal Realty Partners , 910-372-6720 and Andrew Luczak , 910-622-5400 REAL Broker LLC , 919-348-2585. Hive MLS mls logo

Property Type

Residential

Lot/Acreage
0.23

Year Built

2002

County

Pender

Neighborhood

Not In Subdivision

Listing ID

100558134

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Oven, Built-In Microwave, Washer, Refrigerator, Dryer, Disposal, Dishwasher
Air Cond:Central Air
Fireplaces:
Other:High Ceilings,Ceiling Fan(s),Pantry,Reverse Floor Plan,Blinds/Shades
Other:Public

Exterior Features

Lot:Deeded Water Access,Deeded Waterfront,Ocean Side,Fencing: None
Lot Dimensions:46x181x39x45x221
Garage Capacity:0
Zoning:R5
Roof:Architectural Shingle
Others:Outdoor Shower
Parking Features:Concrete,Lighted,On Site,Underhouse
Principal Interest
$6,184
Taxes
$765

Home Price

$1,199,990

Loan Details

30 yrs
6.683%

Down Payment

20%
$239,998
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,183.80

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,183.80 $764.99 $0.00 $6,948.79
Yearly $74,205.55 $9,179.92 $0.00 $83,385.47
Total $2,226,166.38 $275,397.70 $0.00 $2,501,564.09

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Surf City, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Hive MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-02T01:59:34.000Z

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