Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1140 Garland Lake Cir SW, Supply, NC 28462

House Description

Coastal Space & Backyard Bliss Just Minutes from Holden Beach Experience the best of affordable coastal living at Riverlake, a thoughtfully designed new home community now selling in beautiful Supply, North Carolina. Located just 5 minutes from Holden Beach, this quiet, scenic neighborhood offers the perfect blend of relaxation, convenience, and natural beauty. With spacious homesites, low-maintenance designs, and exciting future amenities, Riverlake is ideal for young families, retirees, downsizers, or anyone dreaming of life near the coast. This stunning 2-story home offers 3-5 bedrooms, 2.5 bathrooms, and 2,267 square feet of thoughtfully designed living space--perfect for growing families or those who love extra room to spread out. The main floor features a private study/home office, ideal for remote work or a quiet retreat, along with an inviting open-concept kitchen, dining, and living area that flows effortlessly for everyday living and entertaining. A convenient powder room completes the first floor. Upstairs, you'll find all bedrooms thoughtfully расположены alongside two full bathrooms and an upstairs laundry room for added convenience. The spacious primary suite is a true retreat, featuring a large walk-in closet and dual vanity sinks. An additional fifth bedroom provides the perfect space for guests, a playroom, or a hobby room. Step outside to your paved patio and enjoy one of the home's best features--an awesome-sized backyard with usable greenspace and peaceful pond views, perfect for kids, pets, outdoor gatherings, or simply relaxing in the coastal breeze. Don't miss this opportunity to own a spacious, modern home with backyard space and beach proximity in one of Supply's most exciting new communities!

Highlights

Listed by Brad D Norris , 910-569-9603 Dream Finders Realty LLC , 910-486-4864. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.17

HOA Fee

540 Annually

Year Built

2025

County

Brunswick

Neighborhood

River Lake

School District

Brunswick County Schools

Listing ID

100535209

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Electric Oven, Built-In Microwave, Washer, Refrigerator, Dryer, Disposal, Dishwasher

Air Cond:Central Air

Fireplaces:

Floor:LVT/LVP

Other:High Ceilings,Blinds/Shades

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,752

Taxes

$217

HOA

$540

Home Price

$339,990

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$67,998

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,752.04

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,752.04	$216.74	$540.00	$2,508.78
Yearly	$21,024.46	$2,600.92	$6,480.00	$30,105.39
Total	$630,733.85	$78,027.71	$194,400.00	$903,161.55