Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

3410 Four Water Dr SW, Supply, NC 28462

House Description

Experience exceptional coastal living in this beautifully crafted open-concept home by Drake Construction, located in the highly desirable, amenity-rich community of Oyster Harbour. Thoughtfully designed for both comfort and style, this residence offers primary living on the main level, complemented by a spacious bonus room and full bath upstairs--perfect for guests, a media room, or a private workspace. The welcoming foyer that introduces the home's bright and airy layout. Just off the entry, a versatile flex room offers the ideal space for a home office. The heart of the home is the chef-inspired kitchen, featuring an oversized island with a farmhouse sink, upgraded stainless steel appliances including a propane gas cooktop, granite countertops, soft-close cabinetry, pantry, tile backsplash, and durable LVP flooring throughout. The adjoining breakfast area and open living room create the perfect setting for everyday living and entertaining. A cozy fireplace, flanked by built-in cabinets for added storage. The primary suite, tucked privately at the rear of the home, serves as a peaceful retreat. Enjoy the luxury of two walk-in closets, double granite vanities and a beautifully appointed tile shower and flooring. Two additional guest bedrooms and a full bath are located on the opposite side of the home, offering comfort and convenience for family and visitors. Upstairs, the light-filled bonus room features its own full bath with a walk-in tile shower, providing endless possibilities for relaxation, hobbies, or hosting. Walk-in storage ensures space for seasonal items and more. Set in a tranquil, gated location, Oyster Harbour offers exceptional amenities including a community pool, boat ramp, boat and RV storage, kayak launch, tennis, and a vibrant calendar of social activities. Ideally situated between Myrtle Beach and Wilmington, the community provides easy access to stunning local beaches, shopping, and dining. This beautifully designed home combines thoughtful craftsmanship with resort-style livingan opportunity not to be missed.

Highlights

Listed by Kate E Cole-Ienna , 910-599-5776 Discover NC Homes , 910-363-4387. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.44

HOA Fee

1821 Annually

Year Built

2025

County

Brunswick

Neighborhood

Oyster Harbour

School District

Brunswick County Schools

Listing ID

100485467

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Built-In Microwave, Refrigerator, Disposal, Dishwasher, Tankless Water Heater, Gas Range

Air Cond:Central Air,Ceiling Fan(s)

Fireplaces:

Floor:LVT/LVP,Carpet,Tile

Other:Master Downstairs,Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Entrance Foyer,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$3,040

Taxes

$376

HOA

$1,821

Home Price

$590,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$118,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,040.39

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,040.39	$376.13	$1,821.00	$5,237.52
Yearly	$36,484.70	$4,513.50	$21,852.00	$62,850.20
Total	$1,094,540.93	$135,405.00	$655,560.00	$1,885,505.93