Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

618 Oyster Bay Dr, Sunset Beach, NC 28468

House Description

Priced to sell! Don't miss your chance to own this beautiful 2,600-square-foot home nestled in the heart of the highly sought-after Oyster Pointe subdivision in Sea Trail Plantation. Set among mature trees and lush, vibrant foliage, the neighborhood exudes tranquility and charm from the moment you arrive. Step inside to a spacious open-concept great room, perfect for relaxing evenings or lively gatherings. The centerpiece of the home is an impressive kitchen, designed to delight culinary enthusiasts and entertainers alike. Featuring a gas range, a professional-grade refrigerator, and abundant counter space, this kitchen is as functional as it is stylish—ideal for preparing everything from weeknight dinners to holiday feasts. The home also includes a versatile bonus room that adds even more flexibility. Whether you envision it as a media room, guest suite, home office, or entertainment space, this room is ready to adapt to your lifestyle. Sea Trail has evolved into one of the area's premier residential and recreational communities, boasting a trio of acclaimed golf courses and exciting new culinary developments. The community is centered around an active and engaged lifestyle, whether you're into sports, socializing, or relaxing by the sea. Many amenities, indoor spa and outdoor pool, fitness center, Tennis and Pickleball. Exclusive access to private parking at Sunset Beach, one of the area's top-rated beaches. Sunset Beach is centrally located between Wilmington and Myrtle Beach.

Highlights

Listed by Grace Schroeder , 910-393-9312 Intracoastal Realty Corporation , 910-579-3050. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.5

HOA Fee

1100 Annually

Year Built

1999

County

Brunswick

Neighborhood

Sea Trail Plantation

School District

Brunswick County Schools

Listing ID

100556146

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:4
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:2

Appliances:Gas Oven, Built-In Microwave, Refrigerator, Dishwasher, Gas Range

Air Cond:Heat Pump

Fireplaces:Gas Log

Floor:Carpet,Tile,Wood

Other:Master Downstairs,Walk-in Closet(s),Entrance Foyer,Solid Surface,Blinds/Shades,Gas Log,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,783

Taxes

$344

HOA

$1,100

Home Price

$540,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$108,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,782.73

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,782.73	$344.25	$1,100.00	$4,226.98
Yearly	$33,392.77	$4,131.00	$13,200.00	$50,723.77
Total	$1,001,783.22	$123,930.00	$396,000.00	$1,521,713.22