Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

305 Planters Ridge Dr SW, Sunset Beach, NC 28468

House Description

New Construction to be built by CBG Builders located in the Planters Ridge neighborhood of Sea Trail is a beautifully crafted Bungalow home that blends timeless style with versatile living. Featuring three bedrooms and two bathrooms, this home welcomes you with a wide front porch and a bright foyer with soaring ceilings. The main floor offers an open layout connecting the great room, dining area, and a chef-style kitchen with a large island and cozy fireplace. A mudroom links the kitchen to the two-car garage, while the private primary suite boasts a luxurious bath and walk-in closet. A guest room with full bath is perfect for visitors or a home office. Upstairs, two bedrooms with walk-in closets share a full bath and open into a spacious loft ideal for work or play. Enjoy the comprehensive amenities at Sea Trail, including The Pink Palace, the Maples Activity Center, swimming pools, a fitness center, tennis courts, pickleball courts, three 18-hole golf courses, and beach parking. The site is conveniently located near shopping areas in Sunset Beach, Ocean Isle Beach, Shallotte, Calabash, and North Myrtle Beach. Experience the Sea Trail of 2026 An optional bonus room above the garage adds 315 sq ft. (LOT also available See separate listing #.)

Highlights

Listed by Fred R Thorne , 910-367-6396 Fred Thorne Realty , 910-367-6396. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.28

HOA Fee

1100 Annually

Year Built

2026

County

Brunswick

Neighborhood

Sea Trail Plantation

School District

Brunswick County Schools

Listing ID

100530081

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Electric Cooktop, Built-In Microwave, Built-In Electric Oven, Self Cleaning Oven, Disposal, Dishwasher, ENERGY STAR Qualified Appliances

Air Cond:Central Air,Heat Pump

Fireplaces:

Floor:LVT/LVP

Other:Master Downstairs,Walk-in Closet(s),High Ceilings,Entrance Foyer,Mud Room,Kitchen Island,Ceiling Fan(s),Walk-in Shower,Walk-In Closet(s)

Other:County Water

Payment Calculator

Payment Breakdown

Principal Interest

$3,087

Taxes

$382

HOA

$1,100

Home Price

$599,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$119,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,086.77

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,086.77	$381.86	$1,100.00	$4,568.63
Yearly	$37,041.24	$4,582.35	$13,200.00	$54,823.59
Total	$1,111,237.31	$137,470.50	$396,000.00	$1,644,707.81