Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

4745 Winding Trl, Summerfield, NC 27358

House Description

Discover effortless living in this beautifully appointed townhome located in lovely Summerfield, NC. Offering 4 bedrooms and 3.5 baths, this thoughtfully designed plan features a sought-after dual primary layout, with spacious suites on both the main level and upstairs, providing exceptional flexibility and privacy. The bright, open concept design allows the kitchen, dining, and living areas to flow seamlessly together, creating an inviting space perfect for entertaining or everyday living. Generous closets in every bedroom offer abundant storage throughout the home. Relax on the screened in back porch, ideal for peaceful mornings or unwinding in the evenings. Complete with a 2 car garage, this home is perfectly positioned near shopping, dining, parks, and major highways while still offering the quiet beauty and welcoming atmosphere Summerfield is known for. Enjoy the best of low maintenance living in a location that truly has it all. Furnished model open Sun/Mon 1-6 Tues-Sat 11-6

Highlights

Listed by Bill Sims , 336-864-6251 Windsor Real Estate Group , 336-864-6251. Triad MLS, Inc. mls logo

Property Type

Condo/Townhome

Lot/Acreage

0.06

HOA Fee

150

Year Built

2026

County

Guilford

Neighborhood

Townes At Spangler Oaks

Listing ID

1222231

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3.5
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Microwave, Dishwasher, Disposal, Gas Cooktop, Electric Water Heater

Air Cond:Central Air

Fireplaces:

Floor:Carpet,Tile,Vinyl

Basement:Slab

Other:Soaking Tub,Kitchen Island,Pantry,Separate Shower,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,957

Taxes

$242

HOA

$150

Home Price

$379,770

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$75,954

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,957.03

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,957.03	$242.10	$150.00	$2,349.14
Yearly	$23,484.40	$2,905.24	$1,800.00	$28,189.64
Total	$704,531.88	$87,157.22	$54,000.00	$845,689.09