Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

4737 Winding Trl, Summerfield, NC 27358

House Description

Welcome home to this beautifully designed 4-bedroom, 3.5-bath townhome in Summerfield, NC. This thoughtfully planned home features a spacious open-concept layout with a seamless flow between the kitchen, dining, and living areas, perfect for everyday living and entertaining. The main level offers a private bedroom with a full bath, ideal for guests, a home office, or added flexibility. Upstairs, the primary suite features a luxurious tile shower and spacious walk-in closet, along with two additional bedrooms, an oversized loft, and convenient laundry access. Enjoy the covered porch, modern finishes, generous closet space, and the ease of low-maintenance townhome living. This home offers the perfect combination of comfort, functionality, and style in a beautiful Summerfield location. Currently under construction with an estimated August 2026 completion. Furnished model home open Tues-Sat 11-6 and Sun/Mon 1-6. Photos used are similar.

Highlights

Listed by Bill Sims , 336-864-6251 Windsor Real Estate Group , 336-864-6251. Triad MLS, Inc. mls logo

Property Type

Condo/Townhome

Lot/Acreage

0.06

HOA Fee

150

Year Built

2026

County

Guilford

Neighborhood

Townes At Spangler Oaks

Listing ID

1228707

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3.5
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Microwave, Dishwasher, Disposal, Gas Cooktop, Electric Water Heater

Air Cond:Central Air

Fireplaces:

Floor:Carpet,Tile,Vinyl

Basement:Slab

Other:Soaking Tub,Kitchen Island,Pantry,Separate Shower,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$2,035

Taxes

$252

HOA

$150

Home Price

$394,990

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$78,998

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,035.46

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,035.46	$251.81	$150.00	$2,437.27
Yearly	$24,425.58	$3,021.67	$1,800.00	$29,247.25
Total	$732,767.32	$90,650.21	$54,000.00	$877,417.53