Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

3560 Saddle Ridge Rd, Stem, NC 27581

House Description

MAJOR PRICE REDUCTION! Now is the perfect time to make your move! This beautifully maintained, move-in ready home just became an even better value. Welcome to country living with modern comfort and convenience! Nestled on a spacious .94-acre lot, this immaculate 3-bedroom, 2.5-bath home offers the perfect blend of style, comfort, and functionality. Features You'll Love: • ENERGY STAR® certified home • Sealed crawl space and high-performance windows • Hardwood floors throughout the main living areas • Granite countertops and stainless steel appliances • Vaulted ceilings • Versatile bonus room perfect for a home office, playroom, or media room Step outside to your own private retreat featuring an above-ground swimming pool with custom wraparound decking, a basketball court, and plenty of outdoor space for entertaining, relaxing, and making lasting memories. With a major price reduction, this incredible property offers even more value. Don't miss your opportunity to own this beautiful home. Schedule your private showing today!

Highlights

Listed by Tabitha R Wade , 919-270-3108 Grand Slam Realty , 919-939-0587. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.95

HOA Fee

240 Annually

Year Built

2010

County

Granville

Neighborhood

Saddle Ridge

Listing ID

10166142

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Electric Range, Free-Standing Electric Range, Free-Standing Range, Microwave, Range, Range Hood, Stainless Steel Appliance(s)

Air Cond:Central Air

Fireplaces:

Floor:Carpet,Hardwood,Tile,Wood

Above Ground Sq Ft:2215

Below Ground Sq Ft:0

Other:Beamed Ceilings,Cathedral Ceiling(s),Ceiling Fan(s),Chandelier,Coffered Ceiling(s),Crown Molding,Double Vanity,Granite Counters,High Ceilings,Pantry,Recessed Lighting,Stone Counters,Vaulted Ceiling(s),Bonus Room

Other:Well

Payment Calculator

Payment Breakdown

Principal Interest

$2,576

Taxes

$242

HOA

$240

Home Price

$499,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$99,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,576.09

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,576.09	$242.35	$240.00	$3,058.44
Yearly	$30,913.05	$2,908.19	$2,880.00	$36,701.24
Total	$927,391.54	$87,245.70	$86,400.00	$1,101,037.24