Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

104 Averly Ct, Stem, NC 27581

House Description

Settle into easy living in this well-cared-for 3-bedroom, 2-bath home located in the growing Oxford West community of Stem, NC. Resting on a 0.25-acre lot, this home combines modern touches with a warm, welcoming feel. Inside, you'll find an airy, open layout that brings everyone together. The kitchen features beautiful quartz countertops, ample cabinet space, and overlooks the living and dining areas, making it easy to stay connected whether you're preparing dinner or spending time relaxing. The spacious primary suite offers a quiet place to recharge, complete with a large walk-in closet and private bath. Two additional bedrooms provide plenty of flexibility for guests, a home office, or hobbies. Step outside to a backyard with room to enjoy your favorite outdoor activities, from weekend cookouts and gardening to relaxing under the Carolina sky. Located just 10 minutes from I-85, shopping, and dining, and only 25 minutes from Durham, you'll enjoy the comfort of a peaceful neighborhood without giving up the convenience of nearby amenities. Come experience all this home has to offer and see why it could be the perfect place to start your next chapter.

Highlights

Listed by Nicholas Johnathon Ali-Martinez , 910-670-4433 and Wallace Peiffer , 919-302-1215 Premier Advantage Realty Inc , 919-728-1212. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.25

HOA Fee

100 Annually

Year Built

2023

County

Granville

Neighborhood

Owens Ridge

Listing ID

10174244

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Dishwasher, Electric Range, Microwave, Refrigerator, Stainless Steel Appliance(s)

Air Cond:Central Air

Fireplaces:Propane

Floor:Carpet,Vinyl,Tile,Wood

Above Ground Sq Ft:1485

Below Ground Sq Ft:0

Other:Breakfast Bar,Ceiling Fan(s),Chandelier,Crown Molding,Double Vanity,Kitchen Island,Open Floorplan,Pantry,Master Downstairs,Quartz Counters,Recessed Lighting,Smooth Ceilings,Stone Counters,Walk-In Closet(s),Walk-In Shower

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,804

Taxes

$278

HOA

$100

Home Price

$350,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$70,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,803.62

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,803.62	$277.60	$100.00	$2,181.23
Yearly	$21,643.46	$3,331.24	$1,200.00	$26,174.70
Total	$649,303.94	$99,937.20	$36,000.00	$785,241.14