Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

1190 Little Mountain Rd, Stem, NC 27581

House Description

Welcome to your own slice of country paradise on 10.49 picturesque acres, where wide-open spaces, peaceful surroundings, and endless possibilities await. This inviting 3-bedroom, 2-bath home offers a spacious and functional layout featuring a living room, den, dining room, and breakfast nook, providing comfort and flexibility for everyday living. Ideal for a mini-farm, hobby farm, or recreational retreat, the property features fenced pasture, two stocked ponds, a wet barn with four stalls and tack room, two livestock run-in sheds, a chicken coop, and an additional storage building. An extra buildable lot offers even more opportunity for future expansion or investment potential. Just in time for summer, the pool is open and ready for relaxing afternoons and outdoor entertaining. With plenty of room to roam, space for animals, and the privacy of country living, this unique property offers the lifestyle you've been dreaming of.

Highlights

Listed by Bonnie Lou Hernandez , 919-667-4011 and Magan Inscoe , 919-697-1834 Coldwell Banker HPW , 919-847-6767. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

10.49

Year Built

1994

County

Granville

Neighborhood

Not in a Subdivision

Listing ID

10145956

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Electric Range, Refrigerator

Air Cond:Central Air

Fireplaces:

Floor:Vinyl

Above Ground Sq Ft:1720

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Ceiling Fan(s),Double Vanity,Granite Counters,Shower Only,Walk-In Closet(s)

Other:Private

Payment Calculator

Payment Breakdown

Principal Interest

$2,396

Taxes

$148

Home Price

$465,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$93,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,396.24

Principal

Taxes