Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

124 Richmond Run, Stem, NC 27581

House Description

SHORT-SALE, MUST HAVE SELLER'S BANK APPROVAL - AN OFFER HAS BEEN SIGNED, BUT BANK APPROVAL HAS NOT BEEN GIVEN YET. This custom built home by Cimarron Homes offers over 3,000 square feet of beautifully designed living space and is ready for you to call it home! Step inside to find hardwood floors throughout the main level and an inviting, open-concept living room and kitchen - perfect for entertaining. You'll love the arched doorways from the foyer and to the formal dining room, adding architectural elegance to the layout. The spacious kitchen boasts Granite counter-tops, tile backsplash, a large island with bar seating, a cozy breakfast nook, a corner pantry, recessed lighting, and stainless steel appliances included! Upstairs, all bedrooms are conveniently located, along with the laundry room. The grand master suite is a true retreat with a tray ceiling, dual walk-in closets, and a luxurious en-suite featuring tile floors, a double vanity, a private water closet, and a fully tiled walk-in shower with a rainshower head & detachable wall sprayer. A versatile open loft area makes a great TV or game room. You'll also find three generous guest bedrooms and a full bath with a double vanity. Additional features include: Stone-accented 2-car garage, Covered front porch, 12x10 rear patio - perfect for relaxing or entertaining outdoors. 2-10 Home Warranty for added peace of mind. Don't miss your chance to own this spacious home! Some pics are virtually staged.

Highlights

Listed by Wallace Peiffer , 919-302-1215 Premier Advantage Realty Inc , 919-728-1212. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.23

HOA Fee

66 Quarterly

Year Built

2015

County

Granville

Neighborhood

Mangum Farms

Listing ID

10106578

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Electric Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer/Dryer

Air Cond:Central Air

Fireplaces:

Floor:Carpet,Hardwood,Vinyl

Above Ground Sq Ft:3046

Below Ground Sq Ft:0

Other:Breakfast Bar,Ceiling Fan(s),Double Vanity,Dual Closets,Eat-in Kitchen,Entrance Foyer,Granite Counters,Kitchen Island,Open Floorplan,Pantry,Recessed Lighting,Separate Shower,Smooth Ceilings,Tray Ceiling(s),Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,288

Taxes

$379

HOA

$66

Home Price

$249,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$49,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,287.79

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,287.79	$378.74	$66.00	$1,732.52
Yearly	$15,453.43	$4,544.86	$792.00	$20,790.29
Total	$463,603.01	$136,345.80	$23,760.00	$623,708.81