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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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97 Covered Bridge Rd , Stecoah, NC 98771
$449,000
Est. Payment: $2,313.79/mo
3 Bed
3 Bath
2580 Sqft
Status: active | Days on site: 7
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Tucked away in the scenic beauty of Stecoah, this charming mountain cabin offers the perfect blend of comfort, adventure, and versatility. Step inside to soaring ceilings and a stunning stone, wood-burning fireplace that draws you in with a warm, open atmosphere. The light-filled kitchen and open floor plan are ideal for everyday living or entertaining. The two main-level bedrooms and two full baths promote privacy and relaxation. Plenty of outdoor living space with decks, patios, and a fire pit designed for year-round enjoyment, whether sipping morning coffee or relaxing after your day's adventures. Downstairs, an apartment with interior and exterior access offers flexibility for guests, rental income, or multigenerational living. The oversized two-car garage provides storage for vehicles, tools, and gear. Conveniently located with easy access - minutes to Fontana, Santeetlah, and Cheoah lakes, the Great Smoky Mtns NP, and national forests. Enjoy boating, hiking, rafting, kayaking, mountain biking, horseback riding, fishing, and the famous Tail of the Dragon. Perfect as a full-time home, vacation retreat, or investment opportunity, this property delivers the lifestyle you've been looking for.

Highlights

Listed by Braden Bowers , 828-736-6960 Evergreen Mountain Realty Group LLC , 407-855-5020. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.77

HOA Fee

350 Annually

Year Built

1993

County

Graham

Neighborhood

Pine Lake Ridge

Listing ID

4377921

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Double Oven, Electric Oven, Electric Range, Electric Water Heater, Refrigerator, Wall Oven, Washer/Dryer
Air Cond:Ceiling Fan(s),Central Air,Electric,Heat Pump
Fireplaces:Great Room,Wood Burning
Floor:Carpet,Linoleum,Wood
Above Ground Sq Ft:1570
Below Ground Sq Ft:1010
Basement:Apartment,Basement Garage Door,Basement Shop,Daylight,Finished,Storage Space,Walk-Out Access
Other:Central Vacuum,Entrance Foyer,Open Floorplan,Storage,Has Fireplace,Master on Main
Other:Well

Exterior Features

Lot:Private,Wooded,Views
Roof:Composition
Others:Fire Pit
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage,Garage Door Opener,Garage Faces Side,Garage Shop
Principal Interest
$2,314
Taxes
$286
HOA
$350

Home Price

$449,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$89,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,313.79

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,313.79 $286.24 $350.00 $2,950.03
Yearly $27,765.47 $3,434.85 $4,200.00 $35,400.32
Total $832,964.20 $103,045.50 $126,000.00 $1,062,009.70

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Stecoah, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Dream Team United | Keller Williams Connected | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-02T01:59:06.000Z

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