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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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154 Cotton Field Dr , Statesville, NC 28677
$449,500
Est. Payment: $2,316.37/mo
5 Bed
4 Bath
2766 Sqft
Status: pending | Days on site: 105
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

PRICED BELOW TAX VALUE + RATE BUY-DOWN AVAILABLE! Wondering why a home this pristine is still available? The truth is simple: the sellers committed to waiting for the right buyer who recognizes true value. This home is aggressively priced below tax value, plus the sellers are willing to consider a rate buy-down with an acceptable offer to lower your monthly payment. They've done the heavy lifting—saving you $60k+ in post-build costs and months of construction delays. Their patience is your ultimate home-buying opportunity! THE BACKYARD RESORT: Escape to your screened-in porch and massive paver patio featuring a premium hot tub and pergola - the perfect spot to unwind while overlooking serene, wooded views. This level of outdoor infrastructure is nearly impossible to find in new construction! INTERIOR LUXURY: The open-concept main floor features a gourmet kitchen with quartz counters, a gas stove top, gas walled oven and convection microwave, stylish backsplash, and a massive island. Perfect for visitors, find a highly coveted main-floor guest suite with a full bath. The second level, anchored by a versatile loft, features the oversized primary retreat and two spacious bedrooms. Finally, the massive finished 3rd-floor flex space offers the perfect "bonus-plus" room for a cinema, gym, or 5th bedroom. Why wait to build new when this home is move-in ready backing up to the woods, professionally landscaped exterior, the water (hot tub), retaining wall and EV charger already in place? Just minutes from I-77/I-40 for an easy commute to Mooresville or Charlotte, Lake Norman State Park and the 500 Club. Schedule your private tour today!

Highlights

Listed by Josee Cherrier , 704-345-4666 Howard Hanna Allen Tate Mooresville/LKN , 704-664-9333. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.17

HOA Fee

50 Monthly

Year Built

2024

County

Iredell

Neighborhood

Dogwood Grove

Listing ID

4358774

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Convection Microwave, Dishwasher, Disposal, Double Oven, Exhaust Hood, Filtration System, Gas Cooktop, Microwave, Plumbed For Ice Maker, Self Cleaning Oven, Wall Oven
Air Cond:Ceiling Fan(s),Central Air,Zoned
Fireplaces:Living Room
Floor:Carpet,Vinyl
Above Ground Sq Ft:2766
Below Ground Sq Ft:0
Other:Attic Walk In,Garden Tub,Kitchen Island,Open Floorplan,Pantry,Walk-In Pantry,Has Fireplace
Other:City

Exterior Features

Lot:Level,Wooded
Zoning:R5MF
Roof:Architectural Shingle
Others:Hot Tub,In-Ground Irrigation
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage,Garage Faces Front
Principal Interest
$2,316
Taxes
$287
HOA
$50

Home Price

$449,500

Loan Details

30 yrs
6.683%

Down Payment

20%
$89,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,316.37

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,316.37 $286.56 $50.00 $2,652.92
Yearly $27,796.39 $3,438.67 $600.00 $31,835.07
Total $833,891.77 $103,160.25 $18,000.00 $955,052.02

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Statesville, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Dream Team United | Keller Williams Connected | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-02T04:00:06.000Z

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