Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

104 Hemlock Ln, State Road, NC 28676

House Description

Like new custom built home on nearly an acre with no HOA! This move in ready home offers the perfect blend of style, comfort, and functionality. The open floor plan creates a bright and inviting space that's ideal for everyday living and entertaining. The main level features a dedicated office, perfect for working from home or a flex space to fit your needs. Upstairs you'll find three spacious bedrooms and a generous loft that makes a great second living area, playroom, or media room. Enjoy the convenience of an attached two car garage and the privacy and possibilities that come with nearly an acre of land. If you've been looking for the feel of new construction without the wait, this beautiful home is ready for you! Free appraisal or .250% lender credit with seller's preferred lender. See agent only remarks.

Highlights

Listed by Nicole Agner-Goddard , 336-793-7781 Brick & Brass Realty LLC , 336-705-8861. Triad MLS, Inc. mls logo

Property Type

Residential

Lot/Acreage

Year Built

2022

County

Surry

Neighborhood

Oak Lane

Listing ID

1229687

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2.5
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Convection Oven, Dishwasher, Free-Standing Range, Electric Water Heater

Air Cond:Central Air,Zoned

Fireplaces:

Floor:Carpet,Vinyl

Basement:Crawl Space

Other:Dead Bolt(s),Pantry,Separate Shower,Solid Surface Counter

Other:Private,Well

Payment Calculator

Payment Breakdown

Principal Interest

$2,056

Taxes

$254

Home Price

$399,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$79,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,056.13

Principal

Taxes