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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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295 Bent Tree Dr , Stanley, NC 28164
$1,175,000
Est. Payment: $6,055.02/mo
5 Bed
4 Bath
5110 Sqft
Status: active | Days on site: 89
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

**$20,000 SELLER CONCESSION WHICH CAN BE USED TOWARDS AN INTEREST RATE BUY-DOWN OR TO HELP WITH CLOSING COSTS**DON'T BE FOOLED BY THE STANLEY ADDRESS...LOCATED NEAR LAKE NORMAN BETWEEN DENVER AND HUNTERSVILLE --- APPROX 10 MINS FROM BIRKDALE**Discover Lake Norman's best-kept geographic secret in the highly desirable TreeTops at Cowans Ford. Perfectly positioned in the premier corridor connecting Denver and Huntersville, this custom-caliber property balances sophistication with an expansive open layout. The community boasts exceptional amenities anchored by Cowans Ford Golf Club offering various membership tiers, social offerings, a community pool, pickleball & tennis courts, dining, and access to Lake Norman (www.cowansford.com). This neighborhood is beautifully maintained with surroundings that provide privacy, charm, and southern elegance. Spanning just over 5,000 square feet, this home offers a harmonious blend of comfort and functionality. With five bedrooms, four full baths, a custom office, and a generous amount storage, it caters to various lifestyles and entertaining needs inside and out. The upper level features a spacious bonus or recreational area with its own custom bar, providing a unique touch to the home’s design. The main level welcomes you into an expansive living area that seamlessly flows into the great room, dining area, custom office space, and chef’s kitchen. This spacious floor plan includes a cozy sitting area with a gas fireplace and French doors leading to an elevated deck overlooking the backyard, perfect for enjoying indoor-outdoor living. The chef’s kitchen stands as a true centerpiece, equipped with a large granite island, premium appliances, a gas range, pull out shelving, and ample storage. Adjacent to the kitchen is a private guest bedroom and full bath, ideal for accommodating guests for any occasion. The primary bedroom offers a large privately positioned retreat from the day, seamlessly transitioning into an elegant ensuite. This ensuite features a double vanity, soaking tub, walk-in shower, and dual walk-in closets, providing a luxurious experience. Additional main-level highlights also include a mudroom, laundry area, convenient hidden staircase access to the upper floor, and a spacious three-car garage with EV charging station, built-in storage units, and extended height garage doors for additional clearance. The upper level boasts three additional bedrooms, two full baths, and an expansive bonus room. This versatile space can be transformed into a media room, playroom, or home gym, catering to diverse interests and needs. The bonus room also includes a large walk-in closet and a custom wet bar with ample counter space, perfect for entertaining guests during game day, private workout retreat, or hosting a family movie night. If you have been searching for an elite home with custom features and high end design in the Denver/Huntersville area, this is the refined opportunity you've been waiting for- all just minutes from the water, Birkdale Village, and top tier local conveniences. **Offering a complimentary BASIC TIER one year Home Warranty through Americas Preferred Home Warranty**

Highlights

Listed by Scott Becraft , 704-314-5216 Century 21 Echelon , 704-458-4822. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.3

HOA Fee

545 Annually

Year Built

2008

County

Lincoln

Neighborhood

Treetops At Cowans Ford

Listing ID

4356670

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Dishwasher, Disposal, Electric Oven, Exhaust Hood, Gas Range, Gas Water Heater, Microwave, Refrigerator with Ice Maker
Air Cond:Central Air
Fireplaces:Gas Log
Floor:Carpet,Marble,Tile,Wood
Above Ground Sq Ft:5110
Below Ground Sq Ft:0
Other:Attic Walk In,Has Fireplace,Master on Main
Other:County Water

Exterior Features

Lot:Boat Ramp – Community
Others:Fire Pit,In-Ground Irrigation
Sewer:County Sewer
Parking Features:Driveway,Electric Vehicle Charging Station(s)
Principal Interest
$6,055
Taxes
$749
HOA
$545

Home Price

$1,175,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$235,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,055.02

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $6,055.02 $749.06 $545.00 $7,349.08
Yearly $72,660.20 $8,988.75 $6,540.00 $88,188.95
Total $2,179,806.08 $269,662.50 $196,200.00 $2,645,668.58

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Stanley, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-01T23:58:06.000Z

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