Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

422 Us Highway 19e Hwy, Spruce Pine, NC 28777

House Description

Live, Earn, and Create: The Ultimate Live-Work Property! Price: $365,000 | Acreage: 1.152± Acres | No HOA Restrictions; Imagine the possibilities with this rare, multi-functional estate nestled in the heart of the Blue Ridge. Perfectly situated on 1.152± acres with effortless access from a state-maintained highway, this versatile property offers the ultimate blend of residential comfort, commercial opportunity, and income-producing potential—all just minutes from downtown Spruce Pine and Burnsville; The Main Residence: Comfortable Living & Rental Upside Formerly a well-maintained church parsonage, this bright and inviting home is designed for easy modern living and entertaining. Main Level: Features a seamless, sunlit open floor plan connecting the spacious living, dining, and kitchen areas. Bedrooms: Retreat to the primary suite complete with a private ensuite bath and a generous walk-in closet. Two additional guest bedrooms—both featuring walk-in closets— and share a second full bath. Convenience Built-In: Enjoy main-level laundry, a charming covered front porch for your morning coffee, and a rear deck perfect for weekend BBQs. Bonus Income Potential: The full basement is a blank canvas ready to become an in-law suite or a high-yield rental unit. It already includes a fully finished kitchen, making it ideal for recreation, separate living quarters, or hosting large gatherings. The Bonus Building: 2604 Sq. Ft. of Endless Potential: In addition to the main home, the property includes a separate, standalone church building featuring a mostly finished full basement. NO - HOA restrictions, this structure is your launchpad for entrepreneurship or community impact. Bring Your Vision to Life: This space is perfectly suited for a place of worship, an boutique event venue, a creative art studio, remote offices, a retail storefront or a secondary cash-flowing rental. Premium Features & Accessibility: Parking & Storage: Two carports, a fully paved driveway with ample parking, and a dedicated storage shed. Prime Location: Enjoy the peace of mountain-side living without the isolation. You are approximately 4 miles from the charm of downtown Spruce Pine and a quick 10-minute to Burnsville. Whether you are looking for a spacious family compound, a live-work setup to launch your business, or a savvy addition to your investment portfolio, this property delivers unparalleled flexibility and value. Schedule your private tour today and explore the wealth of opportunities waiting for you!

Highlights

Listed by Connie Ray , 828-467-1335 Foxfire Real Estate, LLC , 828-766-9509. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage

1.15

Year Built

1999

County

Mitchell

Neighborhood

None

Listing ID

4393925

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Dishwasher, Electric Range, Refrigerator

Air Cond:Ceiling Fan(s),Central Air,Electric

Fireplaces:

Floor:Laminate,Vinyl

Above Ground Sq Ft:1344

Below Ground Sq Ft:1245

Basement:Daylight,Exterior Entry,Finished,Walk-Out Access,Walk-Up Access

Other:Breakfast Bar,Open Floorplan,Split Bedroom,Walk-In Closet(s),Other - See Remarks,Master on Main

Other:Well

Payment Calculator

Payment Breakdown

Principal Interest

$1,881

Taxes

$233

Home Price

$365,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$73,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,880.92

Principal

Taxes