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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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400 Summit Ave , Spruce Pine, NC 28777
$199,000
Est. Payment: $1,025.49/mo
2 Bed
1 Bath
944 Sqft
Status: active with contingency | Days on site: 130
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Motivated sellers! Now offered at $199,000, this property is being "sold as-is", presenting an excellent opportunity for investors or buyers looking to add value and personalize the home. Perfect for a full-time residence, retirement home, investment property, or short-term rental (VRBO). No restrictions. Enjoy peaceful mountain living with small-town convenience. *Some images are virtually staged and groomed.* Charming 1930s cottage in the heart of Spruce Pine! This move-in ready, single-level home features 2 bedrooms, 1 bathroom, hardwood floors, central heat, and all appliances included. A new roof installed in 2024 adds peace of mind and long-term value. Enjoy relaxing on the covered front porch while taking in the cool mountain breezes and scenic views. The property offers a level lot with easy access, shared driveway, plus a detached garage and additional storage building, providing plenty of space for tools, hobbies, or outdoor gear. Located in the quaint riverside town of Spruce Pine, this home is within walking distance to downtown and Riverside Park, where you can enjoy fly fishing, kayaking, swimming, playgrounds, and picnic areas along the river. Schools, medical facilities, and shopping are just minutes away.

Highlights

Listed by Ryan Phillips , 828-273-5056 Carolina Living Associates LLC , 704-941-3640. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.14

Year Built

1936

County

Mitchell

Neighborhood

None

Listing ID

4357256

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Dryer, Electric Range, Electric Water Heater, Refrigerator, Washer
Air Cond:Ceiling Fan(s)
Fireplaces:
Floor:Carpet,Linoleum,Wood
Above Ground Sq Ft:944
Below Ground Sq Ft:0
Other:Master on Main
Other:City

Exterior Features

Lot:Cleared
Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Driveway
Principal Interest
$1,025
Taxes
$127

Home Price

$199,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$39,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,025.49

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,025.49 $126.86 $0.00 $1,152.35
Yearly $12,305.86 $1,522.35 $0.00 $13,828.21
Total $369,175.67 $45,670.50 $0.00 $414,846.17

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Spruce Pine, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Dream Team United | Keller Williams Connected | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-01T20:02:06.000Z

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