Agent profile image in chat bubble
Agent profile image in chat header

Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

Agent profile image in message

1086 Carters Ridge Rd , Spruce Pine, NC 28777
$670,000
Est. Payment: $1,488.89/mo
4 Bed
5 Bath
2914 Sqft
Status: Active | Days on site: 169
Get Pre-Qualified
R11399 - 79341
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from , its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.

House Description

Unique opportunity in the scenic mountain town of Spruce Pine! 45 min. to Boone, an hour to Asheville, close to ski slopes and Blue Ridge Parkway. This versatile property offers exceptional flexibility and can easily be converted into a duplex or even a triplex, making it ideal for multigenerational living, short-term rental, or income-producing potential. The main level is thoughtfully laid out with two separate living spaces. The left side features a private primary suite, kitchen, living room, laundry area, half bath, and a screened-in porch with hot tub, perfect for enjoying the mountain setting. The right side includes two bedrooms, one full bath, a kitchen with breakfast area, dining room, living room, laundry, and a covered porch. The basement level adds even more living space with a large bedroom and full bath, along with a garage and abundant storage. In total, the home offers 4 bedrooms and 3.5 bathrooms. Additional features include multiple septic tanks and tankless water heaters for added efficiency and convenience. A new roof was installed in February 2025. Outside, you’ll find a spacious 60x26 outbuilding with roll-up doors, ideal for storing ATVs, boats, or campers, or for use as a workshop. Situated on 1.02 acres, the property showcases beautiful mountain views and provides endless possibilities for personal use or investment. Schedule your showing today!

Highlights

Listed by Tracy Whisnant , 704-477-7391 REMAX Select , 704-487-7653.

Property Type

Residential

Lot/Acreage
1.02

Year Built

1958

County

Mitchell

Listing ID

4351879

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:5
  • Full Bathrooms:3
  • 1/2 Bathrooms:2
Appliances:Dishwasher, Gas Range, Microwave, Refrigerator, Washer/Dryer
Air Cond:Ductless,Heat Pump,Multi Units
Fireplaces:Gas Log
Above Ground Sq Ft:2533
Below Ground Sq Ft:381
Basement:Basement Garage Door,Exterior Entry,Interior Entry,Partially Finished,Storage Space
Other:
  • Additional:Breakfast Bar, Kitchen Island, Split Bedroom, Has Fireplace, Master on Main
Water:Well

Exterior Features

Others:
  • Additional:Hot Tub
Sewer:Septic Installed
Parking Features:Basement,Driveway,Attached Garage
Principal Interest
$1,489
Taxes
$427

Home Price

$670,000

Loan Details

30 yrs
%

Down Payment

20%
$134,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,488.89

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,488.89 $427.13 $0.00 $1,916.01
Yearly $17,866.67 $5,125.50 $0.00 $22,992.17
Total $536,000.00 $153,765.00 $0.00 $689,765.00

Today's Rates

30 Year

0%

20 Year

0%

15 Year

0%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Sep 2026

Average Price

All Price Ranges
N/A
Sep 2026

Average Days on Market

All Price Ranges
N/A
Sep 2026
Market insight data is pulled from the same city as the listing being viewed (Spruce Pine, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.