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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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1086 Carters Ridge Rd , Spruce Pine, NC 28777
$699,997
Est. Payment: $3,607.23/mo
4 Bed
5 Bath
2914 Sqft
Status: active | Days on site: 120
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Unique opportunity in the scenic mountain town of Spruce Pine! 45 min. to Boone, an hour to Asheville, close to ski slopes and Blue Ridge Parkway. This versatile property offers exceptional flexibility and can easily be converted into a duplex or even a triplex, making it ideal for multigenerational living, short-term rental, or income-producing potential. The main level is thoughtfully laid out with two separate living spaces. The left side features a private primary suite, kitchen, living room, laundry area, half bath, and a screened-in porch with hot tub, perfect for enjoying the mountain setting. The right side includes two bedrooms, one full bath, a kitchen with breakfast area, dining room, living room, laundry, and a covered porch. The basement level adds even more living space with a large bedroom and full bath, along with a garage and abundant storage. In total, the home offers 4 bedrooms and 3.5 bathrooms. Additional features include multiple septic tanks and tankless water heaters for added efficiency and convenience. A new roof was installed in February 2025. Outside, you’ll find a spacious 60x26 outbuilding with roll-up doors, ideal for storing ATVs, boats, or campers, or for use as a workshop. Situated on 1.02 acres, the property showcases beautiful mountain views and provides endless possibilities for personal use or investment. Schedule your showing today!

Highlights

Listed by Tracy Whisnant , 704-477-7391 RE/MAX Select , 704-487-7653. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
1.02

Year Built

1958

County

Mitchell

Listing ID

4351879

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:5
  • Full Bathrooms:3
  • 1/2 Bathrooms:2
Appliances:Dishwasher, Gas Range, Microwave, Refrigerator, Washer/Dryer
Air Cond:Ductless,Heat Pump,Multi Units
Fireplaces:Gas Log
Above Ground Sq Ft:2533
Below Ground Sq Ft:381
Basement:Basement Garage Door,Exterior Entry,Interior Entry,Partially Finished,Storage Space
Other:Breakfast Bar,Kitchen Island,Split Bedroom,Has Fireplace,Master on Main
Other:Well

Exterior Features

Others:Hot Tub
Sewer:Septic Installed
Parking Features:Basement,Driveway,Attached Garage
Principal Interest
$3,607
Taxes
$446

Home Price

$699,997

Loan Details

30 yrs
6.683%

Down Payment

20%
$139,999
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,607.23

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,607.23 $446.25 $0.00 $4,053.48
Yearly $43,286.74 $5,354.98 $0.00 $48,641.72
Total $1,298,602.31 $160,649.31 $0.00 $1,459,251.62

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Spruce Pine, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Dream Team United | Keller Williams Connected | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-01T20:02:06.000Z

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