Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

321 Stone Cross Dr, Spring Lake, NC 28390

House Description

** Update, seller is offering $2500 in seller concessions with acceptable offer**Welcome home to this charming 3bd 2ba brick ranch in the the desirable Stone Cross community. Perfectly located close to schools, shopping, dining and everyday conveniences. This well loved home offers both comfort and accessibility. Inside you will find a functional layout with spacious living areas. The master has WIC, jetted tub, with separate shower. The two additional bedrooms and full bath are located on the opposite side of the home. The inviting Florida room provides the perfect spot to relax, read, or have your morning coffee or tea. Accessibility features include a ramp on both the deck and in the garage. The screened porch, deck and fenced rear yard are ideal for outdoor gatherings, peaceful evenings, or simply enjoying the great NC seasons. HVAC replaced 11/2022, Roof and vapor barrier in 2019. Hot water heater replaced 11/2025. The inside has been recently painted, carpets are clean and some rooms barely walked on. There is a 12 x 24 wired shed. the home is also wired for a generator. This home is a wonderful opportunity for buyers looking for the perfect move in ready place to call home! Schedule your showing today.

Highlights

Listed by TONI HENSLEY , 910-308-4640 CENTURY 21 The Realty Group , 910-485-7800. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.41

Year Built

1999

County

Harnett

Neighborhood

Stone Cross

Listing ID

LP762761

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Dishwasher, Disposal, Microwave, Range, Refrigerator

Air Cond:Central Air,Electric

Fireplaces:Gas Log

Floor:Hardwood,Tile

Basement:Crawl Space

Other:Ceiling Fan(s),Double Vanity,Open Floorplan,Master Downstairs,Walk-In Closet(s)

Payment Calculator

Payment Breakdown

Principal Interest

$1,643

Taxes

$203

Home Price

$318,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$63,780

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,643.36

Principal

Taxes