Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

20 Fair Child Rd, Spring Lake, NC 28390

House Description

The Columbia at Mason Ridge offers approximately 3,108 square feet with 4 bedrooms, 3.5 bathrooms, a loft, and a 2-car garage. The open-concept main level seamlessly connects the kitchen, breakfast area, and family room, while a formal dining room and private study with French doors provide versatile living spaces for working, hosting, or relaxing.The designer kitchen features quartz countertops, stainless steel appliances, shaker-style cabinetry with crown molding, a ceramic tile backsplash, a spacious island, and a walk-in pantry. Upstairs, the generous primary suite includes dual walk-in closets, dual vanities, and a walk-in shower. Three additional bedrooms, a loft, and a centrally located laundry room complete the second floor, offering room for everyone to spread out.Situated on a desirable corner homesite, this home provides added curb appeal and extra outdoor space, making it a standout opportunity at Mason Ridge.Photos are not of the actual home or interior features and are representative of the floor plan only.*Photos are not of the actual home or interior features and are representative of floor plan only*

Highlights

Listed by KENNETH WARD , 919-713-8414 DR HORTON INC. , 919-925-4050. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.46

HOA Fee

67.33 Monthly

Year Built

2026

County

Harnett

Neighborhood

Mason Ridge

Listing ID

LP765897

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Microwave

Air Cond:Electric

Fireplaces:

Floor:Carpet,Hardwood,Laminate,Tile,Vinyl

Basement:Crawl Space

Other:Bathtub/Shower Combination,Cathedral Ceiling(s),Double Vanity,Eat-in Kitchen,Kitchen Island,Open Floorplan,Separate Shower,Storage,Walk-In Closet(s),Walk-In Shower,Water Closet

Payment Calculator

Payment Breakdown

Principal Interest

$2,010

Taxes

$249

HOA

$67

Home Price

$389,990

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$77,998

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,009.70

Principal

Taxes

HOA