Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

400 Rutherford St, Spring Lake, NC 28390

House Description

New Construction 3 bedroom, 2 full bath home is complete. Oversize driveway with plenty of off street parking. Covered 2 car carport with extra storage. Maintenance free vinyl siding with vinyl shake detail under covered front porch. Entrance to home with luxury vinyl plank with open concept for living and kitchen area. Kitchen includes beautiful cabinets, stainless steel appliances and nice size island with granite countertops. Great space for kitchen table. Hall full bath with tub shower combo, linen closet and vanity with granite countertops. Nice size bedrooms with carpet. Master bedroom with private full bath. Patio off kitchen space nice for grilling on these summer nights. Freshly landscaped and ready for its new owner. Bring your friends the whole corner is for sale.

Highlights

Listed by SUSAN NEPSTAD , 910-723-2997 SWEET HOME REAL ESTATE OF FAYETTEVILLE , 910-723-2997. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

1212

Year Built

2026

County

Cumberland

Neighborhood

Manchester

Listing ID

LP766192

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Microwave

Air Cond:Central Air,Electric

Fireplaces:

Floor:Carpet,Hardwood,Vinyl,Tile

Other:Ceiling Fan(s),Granite Counters,Kitchen Island,Kitchen/Dining Room Combination,Open Floorplan,Storage,Walk-In Closet(s)

Payment Calculator

Payment Breakdown

Principal Interest

$1,159

Taxes

$143

Home Price

$224,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$44,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,158.96

Principal

Taxes