Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

157 Timber Skip Dr, Spring Lake, NC 28390

House Description

WELCOME HOME to your new, beautiful home in Anderson Creek Crossing w/gated security. Home offers OPEN FLOOR PLAN for living at its best w/so many extra features that sets it apart from others. Owners' suite is luxurious w/trey ceiling, spacious WIC, garden tub for relaxing bubble baths, separate shower and his & her sinks. Stunning family room w/fireplace that serves as gathering place for family & friends. Elegant dining room w/coffered ceiling, gorgeous moulding, just perfect for those special family dinners & celebrations. Kitchen is chef's dream w/great work space, stainless appliances, recessed lighting, pendant lights, granite countertops & cabinets galore. Also you will enjoy the large pantry & breakfast area w/lots of natural light. The white cabinetry is beautiful adding an ambiance of warmth, functionality & style. Kitchen highlights a well-organized layout for cooking & entertaining. Upstairs offers an open loft that is bright & spacious - awesome living space or play space. Home offers three (3) additional bedrooms on second level w/nice closets as well as 2 bathrooms. Cottage style doors throughout house which add touch of elegance. Love, love screened porch that overlooks fenced in backyard which is perfect for grilling out w/friends, relaxing, play area for children & pets. Double garage, laundry room, front porch and concrete driveway. Vector security w/doorbell, 2 way voice camera, driveway & back porch camera convey. Close proximity to Ft. Bragg, Lillington- the County Seat, and only 30 minutes to Pinehurst/Southern Pines area. ASSUMABLE LOAN AT 2.75 INTEREST RATE AVAILABLE. Contact David Cummings, NC Realtor at 910-233-0425 with any questions or to submit an OTP. davidcummingsrealty@gmail.com

Highlights

Listed by Teresa Suitt , 910-890-2521 Intracoastal Realty Corp , 910-509-9700. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.19

HOA Fee

224 Monthly

Year Built

2020

County

Harnett

Neighborhood

Anderson Creek Crossing

Listing ID

10156269

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Electric Range, Microwave, Refrigerator

Air Cond:Ceiling Fan(s),Central Air,Electric,Heat Pump

Fireplaces:Family Room,Prefabricated

Floor:Carpet,Vinyl

Above Ground Sq Ft:2723

Below Ground Sq Ft:0

Other:Ceiling Fan(s),Coffered Ceiling(s),Double Vanity,Granite Counters,Kitchen Island,Open Floorplan,Pantry,Master Downstairs,Recessed Lighting,Separate Shower,Smooth Ceilings,Soaking Tub,Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,958

Taxes

$216

HOA

$224

Home Price

$379,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$75,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,957.70

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,957.70	$215.65	$224.00	$2,397.36
Yearly	$23,492.43	$2,587.85	$2,688.00	$28,768.28
Total	$704,773.05	$77,635.50	$80,640.00	$863,048.55