Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

156 Kensington Dr, Spring Lake, NC 28390

House Description

**Seller offering a $7500 use as you choose incentive**Welcome to this stunning 4-bedroom, 2.5-bath home located in the gated community of Anderson Creek Crossing. This home offers a spacious and functional layout, perfect for both everyday living and entertaining.The main level features an open floor plan with seamless flow between the living room, dining area, and kitchen—ideal for gatherings and modern lifestyles. Upstairs, you’ll find all four bedrooms, providing privacy and a peaceful retreat away from the main living areas.Step outside to enjoy a fully fenced backyard, perfect for pets, play, or relaxing evenings. A backyard playset is included as a gift from the owners.Residents of Anderson Creek Crossing enjoy exceptional amenities included in the POA dues, such as high-speed internet, a community pool, playground, pond, fitness center, and basketball court.Don’t miss your opportunity to own this beautiful home in a vibrant, amenity-rich community!

Highlights

Listed by TEAM ACC POWERED BY AC REALTY , 910-814-2633 AC REALTY , 910-814-2633. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.18

HOA Fee

224 Monthly

Year Built

2023

County

Harnett

Neighborhood

Anderson Creek Crossing

Listing ID

LP761710

Questions about this listing?

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Payment Breakdown

Principal Interest

$1,953

Taxes

$242

HOA

$224

Home Price

$378,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$75,780

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,952.55

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,952.55	$241.55	$224.00	$2,418.10
Yearly	$23,430.60	$2,898.59	$2,688.00	$29,017.18
Total	$702,917.89	$86,957.55	$80,640.00	$870,515.44