Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

55 London Way, Spring Lake, NC 28390

House Description

SELLER OFFERING VA LOAN ASSUMPTION AT 2.25%. Don’t miss your opportunity to live in the highly sought-after gated community of Anderson Creek Club, perfectly positioned overlooking the golf course at the start of the 18th hole. This well-maintained home offers 4 bedrooms, including a primary suite and an additional bedroom on the main level. A spacious bonus room upstairs provides flexibility as a potential fifth bedroom, home office, or media space. Inside, you’ll find beautiful hardwood floors, a formal dining room, and a functional layout designed for both everyday living and entertaining. Start your mornings on the back deck with coffee in hand while enjoying the peaceful golf course view, or take a relaxing stroll through this amenity-rich neighborhood. HOA dues include a base internet package through BrightSpeed, recycling service, lawn care provided by GreenView and TruGreen, pool and lap pool, fitness center, tennis and pickleball courts, volleyball and basketball courts, soccer field, clubhouses, playgrounds, and 24/7 gated security. Schedule your private showing today! (Some pictures AI enhanced to remove furniture)

Highlights

Listed by CYNDI DIAMOND , 910-303-3505 BHHS PINEHURST REALTY GROUP , 910-295-5504. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.2

HOA Fee

325 Monthly

Year Built

2007

County

Harnett

Neighborhood

Anderson Creek Club

Listing ID

LP759210

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:4
▪ Full Bathrooms:3
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Microwave, Range, Refrigerator

Floor:Carpet,Hardwood,Tile,Vinyl

Basement:Crawl Space

Other:Cathedral Ceiling(s),Ceiling Fan(s),Double Vanity,Granite Counters,Separate Shower,Tray Ceiling(s),Walk-In Closet(s),Whirlpool Tub

Payment Calculator

Payment Breakdown

Principal Interest

$1,906

Taxes

$236

HOA

$325

Home Price

$369,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$73,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,906.17

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,906.17	$235.81	$325.00	$2,466.98
Yearly	$22,874.05	$2,829.74	$3,900.00	$29,603.79
Total	$686,221.51	$84,892.05	$117,000.00	$888,113.56