Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

50 Spruce Hollow Cir, Spring Lake, NC 28390

House Description

Priced below market value.. Welcome to this gorgeous 4-bedroom, 2.5-bath home in the highly sought-after Anderson Creek Club golf community! Lovingly maintained, This home has been lovingly maintained and truly offers the best mix of comfort, style, and all the amenities you could want. The open-concept kitchen flows seamlessly into the spacious family room and dining area, with elegant columns adding just the right touch of charm. The primary suite is conveniently located downstairs and feels like a true retreat with its spa-like bath — dual vanities, a soaking tub, and a separate shower.Upstairs, you’ll find 3 additional bedrooms PLUS a bonus room that’s perfect for an office, guest room, or playroom — giving you all the flexibility you need.Life in Anderson Creek Club is more than just a home — it’s a lifestyle! From the gated entrance to the golf course, fitness center, and countless activities, you’ll love having so much right at your fingertips.Whether you’re searching for your forever home or looking to enjoy the vibrant community lifestyle, this one is a must-see!

Highlights

Listed by DIVIKIA NEWKIRK , 910-551-5500 KENDRA CONYERS & ASSOCIATES, LLC , 910-527-6925. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.1

HOA Fee

303 Monthly

Year Built

2020

County

Harnett

Neighborhood

Anderson Creek Club

Listing ID

LP761462

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Microwave, Range

Air Cond:Central Air,Electric

Fireplaces:Gas Log

Floor:Hardwood,Laminate,Tile,Vinyl

Other:Double Vanity,Entrance Foyer,Kitchen Island,Living/Dining Room Combination,Open Floorplan,Master Downstairs,Separate Shower,Walk-In Closet(s)

Payment Calculator

Payment Breakdown

Principal Interest

$1,597

Taxes

$198

HOA

$303

Home Price

$309,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$61,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,596.98

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,596.98	$197.56	$303.00	$2,097.54
Yearly	$19,163.74	$2,370.74	$3,636.00	$25,170.48
Total	$574,912.26	$71,122.05	$109,080.00	$755,114.31