Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

242 School Side Dr, Spring Lake, NC 28390

House Description

**PRICE IMPROVEMENT PLUS $5,000 BUYER CREDIT to use towards expenses** 3.625% VA loan Assumption opportunity for VA Buyer. This remarkable home just got a little sweeter with its lower price and Buyer incentive. It will have you in awe from the moment you pull into the driveway. A large front porch welcomes you, and the foyer provides access to a versatile study/flex room. Further down the entryway is a spacious formal dining room, perfect for entertaining. The main floor continues into a large family room featuring an electric fireplace and a kitchen designed for any cook's delight. This kitchen offers beautiful grey cabinetry, quartz countertops, a large island, a spacious pantry, and stainless steel appliances with a double oven. You can enjoy the breakfast area, which provides access to a screened back deck overlooking the backyard. The second floor features a spacious master suite with a large walk-in closet, dual vanities, and a walk-in shower with a bench seat. Three additional bedrooms, a full bathroom, and a laundry room complete the finished living space. Additionally, there is an unfinished third floor, perfect for extra storage or future expansion. This home is within walking distance of the fitness center, lap pool, and school bus stop. Monthly dues include internet, access to the abundance of onsite amenities ACC has to offer, 24/7 security, and more. This property is truly a must-see! Schedule your viewing today.

Highlights

Listed by MELISSA CRUMLEY , 910-366-1791 PINELAND REALTY LLC , 910-366-1791. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.26

HOA Fee

269 Monthly

Year Built

2021

County

Harnett

Neighborhood

Anderson Creek Club

Listing ID

LP762280

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Microwave, Range, Refrigerator

Floor:Carpet,Vinyl

Basement:Crawl Space

Other:Bathtub/Shower Combination,Ceiling Fan(s),Double Vanity,Entrance Foyer,Kitchen Island,Open Floorplan,Separate Shower,Walk-In Closet(s),Walk-In Shower,Water Closet

Payment Calculator

Payment Breakdown

Principal Interest

$2,009

Taxes

$249

HOA

$269

Home Price

$389,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$77,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,009.23

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,009.23	$248.56	$269.00	$2,526.80
Yearly	$24,110.82	$2,982.74	$3,228.00	$30,321.55
Total	$723,324.59	$89,482.05	$96,840.00	$909,646.64