Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

240 Gallery Dr Unit 303, Spring Lake, NC 28390

House Description

This beautiful three bedroom, two bathroom luxury condo in Fairway Pointe in Anderson Creek Club is a beautiful find. The primary bedroom suite has a walk-in closet, and a tiled shower in primary bath. Enjoy cooking in the beautiful kitchen, and entertain in the living room which has access to the screened porch. There are two additional bedrooms with a walk-in closet, and full bathroom in this home. Also included is a heated and cooled storage room. POA dues include internet, access to the onsite fitness center, and much more! Garage units available for purchase.5.25% Buydown and ALL closing costs on govt loans. Offer applies to select new condos purchased and may not be available with other offers, promotions, or price discounts. Financing offered by Alpha Mortgage NMLS 1860353 6329 Oleander Drive Wilmington NC 28403. alphamortgage.com nmlsconsumeraccess.org. Borrower is not required to finance through Alpha Mortgage but must use Alpha Mortgage to receive incentives. Rates advertised may not be available for all credit profiles and may require the borrower to pay points to obtain the advertised rate and APR. Not all applicants will qualify. Please meet with a licensed loan originator for more information. Rates, fees, terms, and programs are subject to change without notice. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet loan-to-value requirements, and final credit approval. Maximum product permissible Interested Party Contribution Limits and QM points/fee limits apply. Copyright© 2026. All Rights Reserved. Equal Housing Lender.

Highlights

Listed by TEAM ACC POWERED BY AC REALTY , 910-814-2633 AC REALTY , 910-814-2633. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Condo/Townhome

HOA Fee

294 Monthly

Year Built

2025

County

Harnett

Neighborhood

Anderson Creek Club

Listing ID

LP745962

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$1,365

Taxes

$169

HOA

$294

Home Price

$264,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$52,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,365.08

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,365.08	$168.87	$294.00	$1,827.96
Yearly	$16,381.01	$2,026.49	$3,528.00	$21,935.50
Total	$491,430.32	$60,794.55	$105,840.00	$658,064.87