Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

186 Valley Pines Cir, Spring Lake, NC 28390

House Description

Is space what you are needing? Look no further. This stunning, well-maintained home situated in the gated golf community of Anderson Creek Club might just be the one! Boasting over 3500 square feet and showcasing 5 bedrooms, 3 bathrooms, a huge loft, formal dining room, a dedicated office, 2-car garage AND newer HVAC systems (less than 3 years old). With beautiful hardwoods on the first floor, you will find a full bathroom next to a bedroom and off of the kitchen. Great for guests. The Open concept allows for easy entertaining with a spacious kitchen featuring granite countertops, beautiful cabinets, SS appliances, tile backsplash & bar top that opens to the living room & eating nook. There is also a separate formal dining room and separate dedicated office. The second floor offers walk in laundry with utility sink and 4 generously sized bedrooms, 2 full bathrooms and a loft. The primary ensuite showcases dual vanity, stand up shower, closet toilet and a WIC. 2 of the additional bedrooms include a jack and jill bathroom. The back porch is screened in with great backyard space. This home is located in the Lynx area of Anderson Creek Club, providing families not only with a main community pool but their own community pool as well. HOA amenities include 100MB internet, pool/splash pad, clubhouse/gym/lap pool/tennis/volleyball/basketball/pickleball, paddle boats, canoes, fishing ponds, dog park, exercise trails, community events & more. Located to shopping/dining & Fort Bragg, while also being an hour or so from Cary, Fuquay and Raleigh.

Highlights

Listed by TIFFANY BROCK , 910-813-7533 STILL WATERS REAL ESTATE , 910-813-7533. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

HOA Fee

300 Monthly

Year Built

2010

County

Harnett

Neighborhood

Anderson Creek Club

Listing ID

LP762324

Questions about this listing?

Contact Agent

Payment Calculator

Payment Breakdown

Principal Interest

$2,886

Taxes

$357

HOA

$300

Home Price

$559,999

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$112,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,885.79

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,885.79	$357.00	$300.00	$3,542.79
Yearly	$34,629.48	$4,283.99	$3,600.00	$42,513.47
Total	$1,038,884.45	$128,519.77	$108,000.00	$1,275,404.22