Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

116 Spruce Hollow Cir, Spring Lake, NC 28390

House Description

Welcome home to this beautiful residence in the highly desirable Anderson Creek Club community! Designed for both everyday living and entertaining, the open-concept floor plan features a spacious family room and dining area seamlessly connected to the kitchen, with elegant columns adding architectural charm. The first-floor owner's suite offers a private retreat with dual vanities, a soaking tub, separate shower, and generous space to unwind. Upstairs, you'll find 4 additional bedrooms, a versatile loft area, and a bonus room/5th bedrm perfect for a home office, playroom, or media space. Enjoy relaxing year-round on the screened porch overlooking the fenced backyard—ideal for pets, gatherings, or simply enjoying the outdoors. Tucked away on a quiet cul-de-sac, this home also features a two-car garage and all the amenities that make Anderson Creek Club one of the area's most sought-after communities.

Highlights

Listed by Ann Milton , 910-237-1675 and Connie Austin , 919-753-8686 Ann Milton Realty , 910-814-1012. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.22

HOA Fee

312 Monthly

Year Built

2021

County

Harnett

Neighborhood

Anderson Creek Club

Listing ID

10175429

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:5
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Free-Standing Refrigerator, Gas Range, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Stainless Steel Appliance(s), Washer/Dryer, Water Heater

Air Cond:Electric,Heat Pump

Fireplaces:Gas Log,Living Room

Floor:Carpet,Vinyl,Tile

Above Ground Sq Ft:2165

Below Ground Sq Ft:0

Other:Bathtub/Shower Combination,Ceiling Fan(s),Chandelier,Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,Granite Counters,Kitchen Island,Open Floorplan,Pantry,Master Downstairs,Recessed Lighting,Separate Shower,Smooth Ceilings,Vaulted Ceiling(s),Walk-In Closet(s)

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,829

Taxes

$171

HOA

$312

Home Price

$355,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$71,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,829.39

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,829.39	$171.04	$312.00	$2,312.43
Yearly	$21,952.66	$2,052.45	$3,744.00	$27,749.11
Total	$658,579.71	$61,573.50	$112,320.00	$832,473.21