Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

105 Shining Water Ln, Spring Lake, NC 28390

House Description

The one you've been waiting for! Perfectly positioned on one of the most desirable streets in Anderson Creek Club, this beautifully maintained home offers the rare combination of a quiet location, resort-style amenities just a short walk away, and quick access to the main entrance. Imagine starting your mornings with a stroll past the community's stunning fountain, spending afternoons by the pool or on the pickleball courts, and ending the day relaxing in your private, fully fenced backyard... this is the lifestyle you've been searching for.Welcome to 105 Shining Water Lane, a beautifully maintained 4-bedroom, 2.5-bath home designed for comfortable everyday living and effortless entertaining.Inside, you'll find an inviting floor plan filled with natural light, vaulted ceilings and generous living spaces that make you feel at home the moment you walk in.The spacious kitchen opens seamlessly to the main living area, creating the perfect gathering place for family dinners, celebrations, and everyday moments.Step outside to enjoy a large, fully fenced backyard offering privacy and plenty of room for children, pets, gardening, or entertaining guests. The oversized two-car garage provides exceptional storage for vehicles, tools, outdoor equipment, and more.Location truly sets this home apart. Just minutes from the main entrance and within walking distance to the community pool, tennis courts, pickleball courts, basketball courts, soccer field, playground, and scenic nature trails, you'll enjoy all the benefits of resort-style living with the peace and quiet of a low-traffic street.Whether you're relocating to Fort Bragg, searching for more space, or looking for an active community with exceptional amenities, 105 Shining Water Lane offers the perfect place to call home.

Highlights

Listed by HECTOR TOBAR , 702-587-6848 REAL BROKER LLC , 919-348-2585. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage

0.3

HOA Fee

269 Monthly

Year Built

2004

County

Harnett

Neighborhood

Anderson Creek Club

Listing ID

LP763905

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Dishwasher, Disposal, Microwave, Range, Refrigerator

Air Cond:Central Air,Electric

Fireplaces:Gas Log,Prefabricated

Floor:Carpet,Hardwood,Tile,Vinyl

Basement:Crawl Space

Other:Cathedral Ceiling(s),Ceiling Fan(s),Double Vanity,Entrance Foyer,Kitchen Island,Open Floorplan,Master Downstairs,Separate Shower,Walk-In Closet(s),Whirlpool Tub

Payment Calculator

Payment Breakdown

Principal Interest

$1,906

Taxes

$236

HOA

$269

Home Price

$369,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$73,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,906.17

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$1,906.17	$235.81	$269.00	$2,410.98
Yearly	$22,874.05	$2,829.74	$3,228.00	$28,931.79
Total	$686,221.51	$84,892.05	$96,840.00	$867,953.56