Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

95 Autumnwood Ln, Spring Hope, NC 27882

House Description

USDA ELIGIBLE!! Custom Built RANCH w/Upstairs Bonus on a Large Wooded Lot! Rocking Chair Front Porch w/Vaulted Porch Entry! Upgraded Trim & LVP Flooring Throughout Main Living Areas! Kitchen: offers ''Miami White'' Quartz Countertops, Custom ''Stone Gray'' Painted Cabinetry, Mosaic Tile Backsplash, Painted Center Island w/Barstool Seating & Matte Black Pendants, Stainless Appliance Package & Spacious Pantry! Formal Dining w/Custom Wainscoting! Owner's Suite: Features LVP Flooring & Triple Window! Owner's Bath: w/Tile Flooring, ''Stone Gray'' Painted Dual Vanity w/''Miami White'' Quartz Top, White Tile Surround Shower w/Bench Seat & Huge Walk in Closet w/Direct Laundry Access! Open Concept Family Room: Slate Surround Gas Log Fireplace w/Flanking Built ins & French Door to the Rear Screened Porch! Huge Upstairs Bonus/Recreational Room! Sealed Crawl Space!

Highlights

Listed by Jim E Allen , 919-573-4567 Coldwell Banker HPW Raleigh Midtown , 919-876-8824. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.69

HOA Fee

750 Annually

Year Built

2025

County

Franklin

Neighborhood

Tantallon

Listing ID

100577669

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:2
▪ Full Bathrooms:2

Appliances:Electric Cooktop, Built-In Microwave, Self Cleaning Oven, Dishwasher

Air Cond:Central Air

Fireplaces:Gas Log

Floor:LVT/LVP,Carpet,Tile

Other:Master Downstairs,Walk-in Closet(s),Entrance Foyer,Bookcases,Kitchen Island,Ceiling Fan(s),Walk-in Shower,Gas Log,Walk-In Closet(s)

Other:Well

Payment Calculator

Payment Breakdown

Principal Interest

$2,705

Taxes

$335

HOA

$750

Home Price

$524,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$104,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$2,704.92

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$2,704.92	$334.62	$750.00	$3,789.54
Yearly	$32,459.01	$4,015.49	$9,000.00	$45,474.50
Total	$973,770.39	$120,464.55	$270,000.00	$1,364,234.94