Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

115 2nd St, Spencer, NC 28159

House Description

PRICED BELOW APPRAISED VALUE, this fully renovated historic home offers the perfect blend of timeless character, modern updates, and everyday convenience all within an easy commute to Charlotte and Winston-Salem. With over 2,500 square feet of beautifully updated living space, this move-in ready home features spacious rooms, updated finishes, and original hardwood floors. From the inviting front porch to the thoughtful renovations throughout, every detail was designed to preserve the home’s character while providing modern comfort and functionality. Located in a quiet area of Spencer, this property is ideal for buyers looking to enjoy a slower pace of living while still staying conveniently connected to larger surrounding cities, shopping, dining, and major highways. If you’ve been searching for a home with space, personality, and value without paying big-city prices this is a MUST SEE! Schedule your private showing today! All offers subject to short sale approval.

Highlights

Listed by Tee Marrero , 336-354-8909 Real Broker LLC , 919-348-2585. Triad MLS, Inc. mls logo

Property Type

Residential

Lot/Acreage

0.17

Year Built

1920

County

Rowan

Neighborhood

None

Listing ID

1217116

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:4
▪ Bathrooms:2.5
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Microwave, Dishwasher, Exhaust Fan, Range, Ice Maker, Electric Water Heater

Air Cond:Central Air

Fireplaces:Den,Dining Room,Living Room,Primary Bedroom

Floor:Tile,Wood

Basement:Crawl Space

Other:Ceiling Fan(s),Dead Bolt(s),Pantry,Master on Main

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$1,752

Taxes

$217

Home Price

$339,900

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$67,980

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$1,751.57

Principal

Taxes