Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

3826 Grand Willow Cir, Southport, NC 28461

House Description

Welcome home to this spectacular custom-built residence by Kent Homes, one of St. James' premier builders. Perfectly situated in The Grove on a quiet, low-traffic street, this home offers exceptional convenience to the Middleton Road gate and is just minutes from the beautiful Oak Island Beaches. Thoughtfully designed with numerous high-end upgrades, this 3-bedroom, 2.5-bath coastal retreat blends luxury with comfort, making it ideal for both everyday living and entertaining. The main level features a luxurious primary suite complete with a spa-inspired bathroom, showcasing a doorless expanded shower and custom-built cabinetry. The chef's kitchen is truly the heart of the home, featuring stainless steel appliances, a large family-sized quartz island, farmhouse sink, decorative backsplash, under-cabinet lighting, soft-close drawers, abundant storage, and a spacious walk-in pantry. The adjacent dining area easily accommodates gatherings of family and friends. The great room is filled with natural light from a wall of windows and is anchored by a stunning stacked-stone gas fireplace with custom built-ins. Two generously sized guest bedrooms share a full bath, while a private executive office with French doors completes the main level. Need extra storage? The oversized attic provides incredible space no need for a storage unit! As a true highlight, the beautiful Carolina EZ Breeze sunroom overlooks a pristine, private, fenced backyard with lush landscaping, perfect for relaxing year-round. The oversized two-car garage features a finished interior, workshop area, and durable epoxy flooring. Why wait to build when you can have it all now? Start enjoying the exceptional St. James Plantation lifestyle, offering 81 holes of championship golf, tennis, indoor and outdoor pools, pickleball, fitness centers, dining, over 35 miles of walking and biking trails, a waterway park with kayak launch, a full-service marina with 475 wet and dry slips, tiki bars, dog parks, fishing lakes, an amphitheater, and a private beach club. You want it all--it's all here.

Highlights

Listed by Lisa S Frye , 910-363-6404 and Diane D Mitchell , 602-909-6635 St James Properties LLC, Marina Office , 910-253-3001. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.43

HOA Fee

1380 Annually

Year Built

2016

County

Brunswick

Neighborhood

St James

School District

Brunswick County Schools

Listing ID

100569739

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Gas Cooktop, Built-In Microwave, Washer, Refrigerator, Dryer, Double Oven, Disposal, Dishwasher, Cooktop

Air Cond:Ceiling Fan(s),Heat Pump

Fireplaces:Gas Log

Floor:Carpet,Tile,Wood

Other:Walk-in Closet(s),Entrance Foyer,Solid Surface,Bookcases,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Gas Log,Walk-In Closet(s)

Payment Calculator

Payment Breakdown

Principal Interest

$4,324

Taxes

$535

HOA

$1,380

Home Price

$839,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$167,800

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$4,323.54

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$4,323.54	$534.86	$1,380.00	$6,238.40
Yearly	$51,882.48	$6,418.35	$16,560.00	$74,860.83
Total	$1,556,474.30	$192,550.50	$496,800.00	$2,245,824.80