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Dream Team United

| Dream Team United | Keller Williams Connected | PLACE

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3807 Ridge Crest Dr , Southport, NC 28461
$950,000
Est. Payment: $4,895.55/mo
4 Bed
4 Bath
3370 Sqft
Status: active | Days on site: 51
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Welcome to this exceptional 4-bedroom, 3.5-bath residence overlooking the 10th fairway of The Reserve Golf Course in prestigious St. James Plantation. Ideally located near the main gate and within walking distance of the clubhouse, this thoughtfully designed home offers primarily single-level living, complemented by a private upstairs guest suite with a full bath, dedicated office and abundant walk-in attic storage. The homeowner has recently completed extensive recent upgrades, making this home truly move-in ready. Highlights include brand-new HVAC systems for both the upstairs and downstairs, along with fresh exterior and trim paint, a newly stained back deck, and a newly epoxied garage floor. Beyond these impressive updates, what truly distinguishes this residence is its rare PolySteel Insulated Concrete Form (ICF) construction: a premium building method seldom found in residential homes. Built with steel-reinforced concrete walls and continuous insulation, this home offers exceptional durability, superior energy efficiency, remarkable sound reduction and year-round comfort that far exceeds conventional construction. One of the home's greatest structural advantages is its roof system. Unlike conventional homes, where roof structures are anchored to wood framing, this home's roof is secured directly into steel-reinforced concrete walls, creating an exceptionally strong structural connection engineered to withstand the demands of coastal living. Combined with spray foam insulation, the home maintains consistent indoor temperatures, reduces energy consumption and HVAC demands, provides exceptional resistance to high winds and severe weather and creates a remarkably quiet interior environment. The open-concept floor plan is designed for effortless everyday living and entertaining. At the heart of the home is a chef's kitchen featuring premium appliances, granite countertops, a spacious center island, coffee bar, wine cooler, pantry and extensive custom cabinetry. The adjoining living and dining areas flow seamlessly together, centered around a gas fireplace and opening into a bright sunroom with panoramic views of the professionally landscaped backyard and picturesque golf course beyond. The luxurious primary suite serves as a private retreat, complete with a coffered ceiling, dual custom walk-in closets, a spa-inspired bath, and French doors leading to the screened lanai an ideal place to enjoy peaceful mornings overlooking the fairway. Two additional guest bedrooms on the main level provide comfortable accommodations for family and friends. Residents of St. James Plantation enjoy an unparalleled coastal lifestyle with access to world-class amenities, including a private oceanfront beach club, full-service marina, fitness center, championship golf, tennis and pickleball courts, miles of walking and biking trails, parks, restaurants, and a vibrant year-round social community. Combining luxury finishes, innovative PolySteel ICF construction, exceptional structural integrity, extensive recent upgrades, and a premier golf course setting this is a rare opportunity to own one of St. James Plantation's most uniquely constructed homes. Schedule your private showing today and experience coastal luxury at its finest.

Highlights

Listed by Logan Mintz , 910-477-0535 Coastal Development & Realty Oak Island , 910-278-6111. Hive MLS mls logo

Property Type

Residential

Lot/Acreage
0.38

HOA Fee

1200 Annually

Year Built

2008

County

Brunswick

Neighborhood

St James

School District

Brunswick County Schools

Listing ID

100578360

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Vented Exhaust Fan, Gas Oven, Gas Cooktop, Built-In Microwave, Built-In Electric Oven, Refrigerator, Dishwasher
Air Cond:Central Air
Fireplaces:Gas Log
Floor:Carpet,Tile,Wood
Other:Master Downstairs,Walk-in Closet(s),High Ceilings,Entrance Foyer,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Gas Log,Walk-In Closet(s)
Other:Public

Exterior Features

Lot:On Golf Course,Level,Wooded,Fencing: None
Lot Dimensions:100x166x100x167
Garage Capacity:2
Zoning:Sj-Epud
Roof:Architectural Shingle
Others:Irrigation System,Gas Log
Parking Features:Garage Faces Side,Attached,On Site,Has Garage
Principal Interest
$4,896
Taxes
$606
HOA
$1,200

Home Price

$950,000

Loan Details

30 yrs
6.683%

Down Payment

20%
$190,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,895.55

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,895.55 $605.63 $1,200.00 $6,701.17
Yearly $58,746.55 $7,267.50 $14,400.00 $80,414.05
Total $1,762,396.41 $218,025.00 $432,000.00 $2,412,421.41

Today's Rates

30 Year

6.68%

20 Year

6.55%

15 Year

6.13%

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Market insight data is pulled from the same city as the listing being viewed (Southport, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Hive MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-01T23:48:12.000Z

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