Is the housing market going to crash?

We have seen every market cycle since 2007. The Fort Mill and Charlotte metro market has shown consistent resilience and population-driven demand. We are happy to walk you through current conditions and what they mean for your specific situation.

Should I buy now or wait for interest rates to drop?

Timing the market is nearly impossible. We focus on your personal timeline, your equity position, and your goals. In most cases, waiting costs more than acting — but we will give you a straight answer based on your numbers, not a sales pitch.

What is it like to live in Fort Mill, South Carolina?

Fort Mill consistently ranks among the best places to live in the Carolinas. Strong schools, low taxes, easy access to Charlotte, and a genuine community feel. We live here — Mike's family of eight calls this area home — so we can give you a real answer, not a brochure.

How do I win in a multiple-offer situation?

Preparation, speed, and presentation. We coach our buyers on exactly how to structure a competitive offer — and our track record of over 2,200 closings means we know what sellers and their agents respond to.

What is the difference between Fort Mill and Rock Hill?

Both are in York County and offer tremendous value compared to Charlotte. Fort Mill tends to attract younger families drawn by the school system and newer developments. Rock Hill has a more established urban core, a strong university presence, and is undergoing significant revitalization. We work both markets daily and can help you find the right fit.

Do you work with active adult or 55+ communities?

Yes — this is one of our specialties. We have deep experience in Sun City Carolina Lakes, Four Seasons at Gold Hill, Carolina Orchards, and Brook Run. We know these communities from the inside and can help buyers and sellers navigate them confidently.

Do you work with veterans and VA loans?

Absolutely. Mike is a Marine Corps veteran and KW Military Ambassador. Supporting fellow veterans is personal for us. We understand VA transactions and are proud to serve those who served.

3682 W Medinah Ave, Southport, NC 28461

House Description

ACTIVE MEMBERSHIP! GOLF AND POND VIEWS. DON'T MISS THIS ONE. Beautifully maintained custom-built contemporary cottage located in the desirable Members Club section of St. James, with stunning golf and pond views. Just a short walk to the Member's Clubhouse and Members Athletic Club. This light-filled home features full-length double windows showcasing gorgeous Brazilian rosewood floors and breathtaking scenery throughout. Vaulted ceilings, a tranquil screened porch, and spacious deck create the perfect setting for relaxing or entertaining. The thoughtfully designed floor plan includes a private office/den overlooking a peaceful garden pergola, a large solid-surface kitchen with tile backsplash, and a flexible bonus room with abundant storage. The large fenced backyard is ideal for pets and outdoor enjoyment. Step onto the back deck and take in the peaceful serenity of your private outdoor retreat. Watch sunlight shimmer across the tranquil pond while lush fairway views and Carolina blue skies create a breathtaking backdrop. Enjoy the beauty of the golf course as players line up their shots -- admire the perfect swing or smile at the occasional mulligan. Recent updates include a new roof in 2019, entire interior painted in 2022, main HVAC replaced in 2023, and new FROG HVAC installed in 2025.

Highlights

Listed by Christopher R Grocott , 267-566-1014 and Karen Robey , 973-454-9459 St James Properties LLC , 910-253-3001. Hive MLS mls logo

Property Type

Residential

Lot/Acreage

0.41

HOA Fee

1380 Annually

Year Built

2002

County

Brunswick

Neighborhood

St James

School District

Brunswick County Schools

Listing ID

100573453

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms

▪ Bedrooms:3
▪ Bathrooms:3
▪ Full Bathrooms:2
▪ 1/2 Bathrooms:1

Appliances:Electric Oven, Electric Cooktop, Built-In Microwave, See Remarks, Washer, Dryer, Disposal, Dishwasher

Air Cond:Central Air

Fireplaces:

Floor:Carpet,See Remarks,Hardwood

Other:High Ceilings,Entrance Foyer,Solid Surface,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower

Other:Public

Payment Calculator

Payment Breakdown

Principal Interest

$3,143

Taxes

$389

HOA

$1,380

Home Price

$610,000

Home Price

Loan Details

30 yrs

6.683%

Interest Rate

Loan Type

Down Payment

20%

$122,000

Down Payment

Down Payment %

All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Monthly Price:

$3,143.46

Principal

Taxes

HOA

	Principal	Taxes	HOA	Total
Monthly	$3,143.46	$388.88	$1,380.00	$4,912.33
Yearly	$37,721.47	$4,666.50	$16,560.00	$58,947.97
Total	$1,131,644.01	$139,995.00	$496,800.00	$1,768,439.01